Home Rewards

BECU Home Rewards

A more rewarding home buying experience. 

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Cash Back on Your Real Estate Agent's Commission

Let's face it: In this market, we need all the help we can get. We offer our members that help for free, pairing them with experts on everything from the home loan to the home purchase. It's all part of your home-buying team: BECU Home Rewards.1 

A reward on your home purchase 

You're spending enough on your house – get some of that back! Buy a house with Home Rewards and receive up to 20% back of your real estate agents' commission. 

Get more than cash back: Get a team. 

When you sign up with Home Rewards, you are paired with a certified real estate agent and a BECU Member Advocate. Just like any VIP looking to make things happen, you've now got the support on your side that helps you go from house-hunter to home-buyer. 

Your team includes a BECU Member Advocate, offering support from the BECU side of things – ask questions about when to apply for a loan, what kind of loans BECU offers that fit your budget, and additional financial questions. You can also seek their input when looking for additional guidance during the home-buying process, and just want one more professional opinion.

You're also paired with a local, knowledgeable certified real estate agent, provided by Prime Alliance Real Estate Services. Together, your real estate agent will help you scour the market to negotiate you into that dream home. 

How the reward works 

BECU members receive a portion of their agent's commission. The cash back is paid after the sale closes, and is up to 20% of the real estate agent 's commission. You can even double your reward percentage by buying and selling with Home Rewards. Check out the table below for cash back examples:2

Cash Back Examples
Value of Home Potential Cash Back











Ready to find your home? 

Use the Northwest MLS search page to find homes in your area. Sort by price and square footage, and filter for what property type you're looking for (single family, condo, vacant lot, etc.). Or, simply type in the location or MLS number into the search bar and get a detailed view of the property you'd like to see.

Get additional discounts

Members receive additional promotions and discounts when they participate in the Home Rewards program. Examples of past savings include discounts on hardware or appliances at select retailers. Ask your Member Advocate about today's current offers.

1Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agent.

2Cash back examples are based upon the commission paid to the Certified Real Estate Broker who is representing you when you purchase or sell a home. The example assumes a total commission of 6% of the sales price shared equally between the Listing Broker and the Selling Broker (3% each), one of whom is representing you. For transactions under $150,000 a flat cash back reward of $200.00 may be available. Commissions vary depending upon locality. The figures above are used for illustrative purposes only. Your reward amount may be different. Contact your Member Advocate for more details. Cash back is paid once the transaction has closed.