Free Checking

As a not-for-profit, member-owned credit union, we put our members first. That's why we offer free checking to all our members. Find the services, features and technology you want, all for the price that some financial institutions can't compete with: $0.

Checking Benefits and Features

How to Open an Account

  1. Check out our BECU Switch Kit for help on leaving your bank and joining our co-op.
  2. Visit our Membership page and walk through the 4 easy steps to open an account and become a member.
  3. Visit us to learn more or apply in person at one of our branch location's Neighborhood Financial Centers.
  4. Give us a call 800-233-2328.

The Credit Union Difference

Banks collect profit to pay shareholders. Credit unions are not-for-profits, and return money back to members in the form of better rates and fewer fees.

To open a Checking Account, you must establish membership by opening a Member Share Savings Account or Member Advantage Savings Account, not all applicants will qualify.