Student Checking and Savings

About Checking & SavingsDebit Card DesignsCollege Budgeting Tips |   Membership Benefits

Campus life. Whether you're paying bills for the first time or balancing a career with college, university presents a unique set of budgeting challenges.

  • Never used a checking account? Our accounts don't nickel-and-dime you (we're not-for-profit).
  • Paying bills for the first time? We have tips for that.
  • Need student loans? We have those, too.

About BECU Checking & Savings1 

All BECU Checking and Savings accounts are free. Key features include:

Need more information before making a decision? No problem. Check out additional details on our Checking or Savings pages.

Debit Card Designs

Choose from five different card designs.

WSU Debit Card
KEXP Debit Card
UW Debit Card
Seahawks Debit Card
BECU Debit Card


College Budgeting Tips

5 Steps to Creating Your First College Budget

New to college? New to budgeting? Learn where to start with these 5 easy steps to help you track your spending, set goals, build good habits, and find ways to save.

Get started on creating your first college budget

8 Ways to Save: College Edition

College is full of life lessons. And a lot of them, like learning to save money, happen outside the classroom. Saving on a college budget isn't always easy, but it is possible with a little bit of planning.

Check out 8 ways to save in college

Membership Benefit

1 Member Share, Member Advantage, or Early Saver savings account required to establish membership; not everyone will qualify.

2 Checking and Member Advantage checking accounts require establishing membership by opening a Member Share, Member Advantage, or Early Saver saving account; not everyone will qualify.

3 Once your Member Advantage account is open, you must continue to meet qualifications. To meet the transaction requirements you must maintain active Member Advantage savings and checking accounts, and complete one qualifying transaction each month using one of the following: Debit Mastercard, make purchases online, over the phone, and in person; Online, Mobile, or Telephone Banking, make BECU loan or Visa payments, or transfer funds between BECU accounts; Bill Payment, pay utilities, credit cards, businesses, or individuals; Direct Deposit, receive a recurring monthly direct deposit from your paycheck or other monthly income into your BECU checking account. Limit one Member Advantage checking and savings account per person. Member Advantage eligibility and benefits are subject to change.

4 Refund of out-of-network ATM fees charged by another financial institution on ATM withdrawals from a Member Advantage savings, Member Advantage checking, or Member Advantage money market account. Refund will be made in to the Member Advantage account of withdrawal. Account must be open and still considered Member Advantage at time of refund. Refunds processed daily and may take up to three days due to cut-off and posting times. If you share your Member Advantage account with another person, your maximum fee reimbursement will still be $6.

5 Members that wish to upgrade their Passport membership can do so by clicking on one of the dining options. A message appears with registration instructions. The dining upgrade will cost $7 per month, or you can pay $75 for a 12-month subscription. BECU does not endorse nor accept liability for Passport Unlimited or the use of Passport's merchants, products or services listed on Passport's website.