Switch to BECU
You're on your way to better rates and fewer fees. Just follow these steps to make the switch.1
1. Establish Your BECU Membership
Apply online2 or in person at a BECU location. Be sure to have your valid U.S. government-issued ID.
Join Online
Applying online is easy. Once you've completed the process, you can choose from a wide range of debit card designs to show your personality or support your favorite team. You can have the debit card mailed to you, or printed in person at your nearest location.
Join In Person
If you apply in person with a member consultant, your debit card will be printed on the spot, and your consultant will help you sign up for online and mobile banking.
2. Deposit Money To Your BECU Accounts
Moving your money into new account(s) in just a few, simple steps. Use your BECU debit card to deposit cash or checks at any BECU ATM.
Enroll in online or mobile banking3 to:
- Deposit a check.
- Receive or send money with Zelle®.4
Update your direct and/or automatic deposits to your new account(s):
- You can access your direct deposit ACH information through Online Banking under account services.
Wire transfers can be an efficient way to send or receive larger amounts of money.
Learn more at becu.org/support/wire-transfers. BECU's routing number is 325081403.
3. Start Using Your New BECU Accounts
Transfer your automatic payments:
- Make a list of where you make payments online and update them to your new BECU cards and accounts.
- Use bill payment through Online Banking to pay your bills for free.
Add your BECU debit card to your mobile device's digital wallet for contact-less payment.
You can use tap to pay directly through your BECU credit card.
Keep monitoring your old accounts until all deposits and payments have cleared.
4. BECU Products and Services That Can Improve Your Financial Well-Being*
- Early Saver Youth Accounts
- Money Market Accounts
- Certificate of Deposits
- IRA Accounts
- Free Financial Health Check
- Online Financial Education
- BECU Low Rate Credit Card5
- BECU Cash Back Credit Card5
- Auto, RV and boat loans5
- Video Banking
- Secure Messaging
- First-Time Homebuyer Grant6,7
- BECU Scholarship Program
- *For a complete list of our products and services visit our website becu.org
5. Refer Your Friends and Family to BECU
Learn more about our referral program. If you have questions, give us a call at 800-233-2328, or send us a secure message through your Mobile app or Online banking.
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1 Member Share, Member Advantage, or Early Saver savings account required to establish membership; not everyone will qualify. Must be 18 or older to open membership online.
2 You may be required to deposit a minimum of $10 to your new checking when opening account(s) online.
3 Airtime, roaming, data usage and minutes of use may be billed by your mobile provider.
4 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. To receive money, the recipient's email address or U.S. mobile number must be enrolled with Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. If the recipient never completes the enrollment, then payment will not be completed and will be returned to you. Limitations may apply. Message and data rates may apply.
5 Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.
6 Mortgage loans are subject to membership, credit approval, and other underwriting criteria; not every applicant will qualify. Certain restrictions apply. Home loan programs, terms, and conditions are subject to change without notice.
7 Buyers must meet all the first-time homebuyer grant program criteria, including loan and property qualifications, all of which may not be listed here. BECU reserves the right to alter or change criteria.