Applying online is quick and easy! Please see the information below to learn more about BECU membership and eligibility.

Apply Online

If you already have an account (e.g., auto loan, savings, mortgage, etc.), then you are already a BECU member and should apply for additional products through Online Banking.

What type of account do you wish to open?

Must contain at least one letter
Numeric code unique to the member who referred you

About Membership

We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 75 years. Learn more about BECU, our benefits and values and what you'll need to open an account and apply for membership.

Need to join in person? Please schedule an appointment.

BECU Membership Eligibility

Currently, anyone who lives, works, worships, or goes to school in Washington state can qualify and may be eligible for BECU membership. Residents of select counties in Oregon and Idaho, as well as members of partner associations are also eligible.

  • Washington state and select OR and ID counties
  • Members of partner associations (like UW Alumni Association or WSU Alumni Association)
  • Employees of BECU, Boeing and credit unions

Visit our Eligibility page to learn more.

Established in 1935 by a group of Boeing employees, a small group of people wanted to help folks buy the tools they needed to get hired during the Great Depression. More than 80 years later, BECU is still guided by that credit union philosophy of "people helping people."

Learn more about BECU history

We live and work in this community. We are proud to roll up our sleeves and help local businesses, schools, artists, athletes and students. Our own employees get 12 hours of paid time off just to volunteer. By providing financial and in-kind resources to others, we build and strengthen our communities.

Learn more about Credit Unions

Our members' voices are a valued resource. Many of our products, services and process ideas come from the members themselves! We make it a priority to listen to our members' feedback. We even conduct quarterly surveys to measure member satisfaction and loyalty, asking, "how likely are you to recommend BECU to a friend or colleague?" In 2019, BECU's score on the survey was over 80%, well above the financial institution average of 35%.

Learn more about BECU's Community

Let's talk credit union benefits.

As a not-for-profit financial co-op, we return profits to the membership in the form of fewer fees, better rates and (free) financial education. We offer free checking, no maintenance fees and no minimum balances.

Community Discounts

We partner with the community to offer some seriously sweet member discounts. Sporting events, Home shows, Auto Shows, local fairs - our team is hard at work finding great community deals for you.

Learn more about Member Discounts

We reward good credit

Every year, we review our members' accounts for money-saving opportunities. As part of this effort, we periodically evaluate the credit rating of each member who has a credit card, line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently, made timely payments and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest published rate). Who else does that?!

Learn more about the Reprice Program.

Financial Education

Smart money management shouldn't be a well-kept secret. Part of our mission is to get the word out on managing and improving members' finances. We offer free Financial Heath Checks, numerous (free) seminars and webinars, and an annual member summit. Whether it's buying your first house, saving for college or paying down debt, we'll show you how.

Apply Online or In Person

Applying online takes 10-15 minutes. You will need access to the following documents:

  • Social Security number or Individual Taxpayer Identification Number
  • Valid U.S. government-issued ID such as a driver's license or state-issue ID
  • Contact information, such as a street address and phone number. You may be asked to provide additional documentation such as a utility bill to validate address.

Plus, you can switch in just four steps - see for yourself with our handy switching checklist.

Need to join in person? Please schedule an appointment. Doing so helps us limit numbers in our centers and maintain safe conditions for our members and staff.

Are you ready to join one of the nation's leading credit unions?

Apply online using the form above.