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Lift Low Rate Visa® Credit Card1

Enjoy competitive rates and no annual fee.2 Make managing your daily purchases simple, straightforward and easy. Additional benefits and terms are available in the BECU Visa® Guide to Benefits.

Make your purchases go the distance. By paying with your BECU credit card, you may be able to manage and even extend the warranties on your purchases beyond their original dates.

Maximum coverage per claim

Original price, up to $10,000

Extension time

Up to one year

Claim deadline

Within 60 days of product failure

Total coverage

$50,000 per cardholder

Need help on the side of the road? This pay-per-use roadside assistance program helps you save money over traditional roadside assistance programs. From towing to tire changing, jump starting to lockout service, standard winching to fuel delivery and more, you'll have help when you're facing the unexpected.

Pack your peace of mind and leave your worries behind. As a Lift cardholder, you can connect with the resources you need whenever and wherever you're traveling. Benefits include emergency ticket replacement, lost luggage service, translation services and even prescription assistance.

Wherever your travels take you, we can help you get there with confidence. When you pay the rental costs with your Lift credit card and decline the rental company's insurance, you're covered up to $50,000 in the event of a collision or theft. Certain restrictions apply.

Credit Card Benefits

Uplift your financial well-being

See if the Lift Low Rate Visa® Credit Card is right for you.

0% introductory APR

on purchases, after which rates range from 12.74% to 21.74% variable APR.3

Introductory offer

0% APR on balances transferred in the first 90 days of account opening.4

Additional Benefits

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    No annual fee

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    Tap to pay for fast, easy checkout

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    Spend confidently with built-in fraud protection and account alerts

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    Manage your card easily with digital tools and mobile wallet compatibility



Questions about your credit card options?

We can help you figure out which credit card is right for your unique needs — with no impact to your credit score.