Connect with Commercial Relationship Manager
Our Commercial Relationship Managers are experts in the market, specializing in lending for a variety of property types.
Getting an Owner-Occupied Commercial Real Estate Loan with BECU means you'll benefit from competitive rates while working directly with a dedicated Business Relationship Manager.
Commercial Lending Benefits & Features
- Low origination fees and competitive rates.
- Loans available from $250,000 - $5 million.
- Flexible terms to meet your needs.
- Option for no prepayment penalty on any commercial real estate loan.
Additional BECU Benefits
- Work directly with a personal, experienced and local Business Relationship Manager.
- Benefit from locally-based underwriting.
Owner-Occupied Commercial Real Estate Loan Types
Owner-Occupied Loan
If you plan on occupying at least 51% of the building, an owner-occupied loan might be your best choice. Features include:
- Up to 25-year amortization.
- Fixed- and adjustable-rates available at 3, 5, 7 and 10-year options.
- Flexible repayment terms.
Small Business Administration (SBA) Loan
Are you interested in government-guaranteed financing? Check out the options of an SBA loan, including:
- Guarantees ranging from 75 to 85 percent, depending on loan amount.
- Guarantees may increase financing availability while lowering rates.
- Fixed-rate loans available at 3, 5, 7, 10 and 25-year options.
- Flexible repayment terms.
Apply by connecting with a Business Relationship Manager. We'll contact you within two business days, or you can give us a call at 206-812-5140.
If you are not already a business member and are approved for a commercial loan, you will be required to establish a business membership. Click to learn more about BECU Business Membership.
Questions? We're here to help.
Business Resources
Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice. BECU business membership required and not everybody will qualify.