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Passport Special Offers

BECU partners with Passport and your employer to bring you special deals.

Cash Back Visa Offer

Get $150 in statement credit1

Cash Back Visa

Home Loan Offer

Get closing cost relief6


Cash Back Visa Offer

Have Passport as a benefit through your employer? You get access to money-saving benefits when applying for the BECU Cash Back Visa®: Enjoy a $150 statement credit1 after spending $500 on purchases  within the first 90 days after signing up as a new cardholder.

Cash-Back Visa® Benefits

  • No annual fee2
  • Unlimited 1.5% cash back on qualified purchases
  • No balance-transfer fees
  • No cash-advance fees
  • No foreign-transaction fees
  • Variable rates as low at 9.90% APR
  • 0% Intro APR for 12 months on both purchases and balance transfers3. After that, your rate is variable, currently ranging from 9.90% to 15.90% based upon your credit-worthiness4

Passport Offer

  • $150 statement credit as a new Cash Back Visa® cardholder after spending $500 on purchases within the first 90 days from opening the account

Apply at the link below; be sure to include the promo code: AFFINITYVISA

Find additional answers to your questions by calling us at 800-233-2328.


New Member Offer

There's no shortage of benefits to being a BECU member. Having Passport as a benefit through your employer offers you one more: Get a $50 bonus when you join as a new member with a Member Share savings and also a checking account.

Why BECU?

  • Pay less in fees
  • Enjoy local, personalized member service
  • Easily view and manage your accounts in BECU Online Banking

Open an account today and experience the difference in what BECU can do for you and your finances. Be sure to use your unique promo code: PASSPORTMBR.


We Help You Save When Buying or Refinancing

In the market to buy or seeking to lower your monthly home payment? Enjoy two money-saving offers from BECU:

  • Pay no origination (lender) fee
  • Receive up to $500 in credit when you close

No Origination Fee

By paying no origination fee - a finance fee other lenders may charge, typically 1% of the loaned amount - you could see significant savings. Financing $250,000? You would save $2,500 alone.

Closing Cost Credit

Mention this offer when applying, and you'll receive up to $500 in closing-cost credit when you set up automatic payments from BECU.

What Qualifies:

  • Home refinances (including current BECU mortgages)
  • Home Purchases
  • Investment properties (1 – 4 units)

What's Excluded:

  • BECU's 12-Year, No-Fee Mortgage
  • Government loans (FHA, VA)

How to Apply:

Apply online for a home loan or refinance using the button below. Be sure you mention this offer when you apply. You can also call us at 206-439-5037 to speak to a BECU mortgage advisor over the phone.

All offers available to employees of companies with Passport benefits only. Passport-eligible companies include: Allyis, Apple, Fortive, Gene Juarez, Genie-Terex, Google, Hewlett Packard, Honeywell, McAfee, Microsoft, Northwest University, NW Preferred, Oracle, Pokemon, Porch, Premera, Rover, Seattle Genetics, Smartsheet, Standard Insurance Company, Swedish Medical Center, T-Mobile, WE Communications, Weyerhaeuser, WSCPA, and Zillow. BECU employees are not eligible.

1Cash Back Visa Offer Details: Important information about this offer: Offer available to Passport Affinity Members only. BECU employees are not eligible.  Approval subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information. Your APR will vary with the market based on the Prime Rate. Please refer to the Credit and Security Agreement for the terms and conditions, fees, and charges, and other information regarding your credit card account. The $150 bonus offer is only available to those that do not currently have a BECU credit card and are age 18 or older. To qualify and receive your statement credit, you must make purchases totaling $500 or more within the first 90 days from account opening. Balance transfers and cash advances are not included in the definition of “purchase” for this offer.  If all requirements are met, your $150 statement credit will be received within 60 days of meeting the requirements. To be eligible for this offer, account must be open and not in default at the time of fulfillment. Any tax liability, connected with the receipt or use of an incentive is the incentive recipient's responsibility. Cannot be combined with any other offer. Limit of 1 ($150) bonus offer per member. Offer expires 9/30/2020

BECU's credit card rates in effect as of 07/01/2020 range from 9.90% to 15.90% variable APR and are subject to change without notice. The actual APR will be determined when you apply and will be based on your credit worthiness.

3 It may take up to 7-10 business days to post balance transfers, so you may need to make payments to your other account(s) to keep them current. Balance transfers cannot be used toward amounts you owe BECU and will not earn cash back. Balance transfers are contingent upon the available credit on your credit card account. In the event that your requests exceed the amount we approve to process, we will fulfill your requests in the order provided in your response. BECU may decline one or more requests in whole or in part. We are not obligated to fulfill a request if any part of the request would exceed your credit limit. BECU does not charge Balance Transfer fees. We will apply minimum payments at our discretion, and we will apply amounts that exceed the minimum payment amount due to balances with the highest APRs first.

0% Introductory Annual Percentage Rate (APR) on purchases for twelve (12) months from date of account opening, and 0% introductory APR on balance transfers for twelve (12) months when completed within ninety (90) days of account opening. Introductory offers not available for BECU secured or student credit cards. Introductory offer for balance transfers is from date of transfer. 

Please ensure information about the accounts to be paid-off is correct. If you provide inaccurate information in the requested fields the balance transfer process may be delayed. If a payment is sent to an incorrect company you may need to work with that company to recover the funds.

SPECIAL NOTICE: If you pay your credit card balance in full each month, you do not pay interest on your purchases. This is called a grace period. Please note that once your 12-month 0% introductory purchase APR ends, you will pay interest on any purchases (including recurring automatic payments) unless you pay your entire balance (including both transferred balances and purchase balances) in full.

5 New Member Offer Details: For new BECU members only, age 18 and older. Must establish and maintain membership by opening a Member Share Savings account and also a checking account using promo code PASSPORTMBR. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations and conditions apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $50 deposit to your Member Share Savings account will occur within 45 days of establishing the qualifying accounts, and will be reported to the IRS on form 1099INT at year end as interest income. This offer expires December 31, 2020.

6 Important information about this offer: Offer available to employees of companies with Passport benefits only. Passport-eligible companies include: Allyis, Apple, Fortive, Gene Juarez, Genie-Terex, Google, Hewlett Packard, Honeywell, McAfee, Microsoft, Northwest University, NW Preferred, Oracle, Pokemon, Porch, Premera, Rover, Seattle Genetics, Smartsheet, Standard Insurance Company, Swedish Medical Center, T-Mobile, WE Communications, Weyerhaeuser, WSCPA, and Zillow. BECU employees are not eligible.

Mortgage application must be received between 7/15/2020 and 12/31/2020. $500 credit is applied at loan closing with setup of automatic mortgage payment from a BECU account. Transfers or withdrawals from savings and money market accounts are limited to six per month via check, automatic, electronic, or telephonic means imposed by Federal Regulation D. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC and IL only. Offer valid on purchase or refinance of owner and non-owner occupied properties including investment properties (1-4 units). Offer not valid on Government loans (FHA, VA) and 12-Year No Fee loans. Loans are subject to BECU membership, credit approval, and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms, and conditions are subject to change without notification. Loan must close by 3/30/2021.