Passport Special Offers
BECU Partners with Passport to bring you exclusive deals.
Save on Closing Costs With a BECU Home Loan
You could receive $900 in closing cost credits when you purchase or refinance a home, plus a $150 bonus as a new member.4
Access special discounts when you purchase or refinance a home through BECU. Enjoy these cost-cutting benefits by financing with BECU.
- Receive up to $900 in credit toward closing costs. Simply set up automatic payments from your BECU account to qualify for the credit.1
- Pay no origination fee on most loans when you apply through BECU, potentially saving you thousands of dollars.
- Save money on your loan payments. Our interest rates are competitive, and we charge few fees. An experienced and local mortgage advisor will help guide you every step of the way.
Mention the Passport 2026 offer when you apply.
Plus, with the BECU Home Rewards Program, you can save even more.2
First-Time Homebuyer Grant3
Eligible members may qualify for our First-Time Homebuyer Grant and earn up to 2% ($8,000 maximum) in down payment assistance.
Our experienced and local mortgage advisors can work with you to find the right financing options for your goals. Be sure the mention this offer when you apply.
Offer valid on mortgage applications starting April 1 and closing by Dec. 31, 2026.
Passport Members Could Earn a $150 Bonus When Joining BECU
As a Passport Unlimited member, you already enjoy exclusive discounts. Now, you can take advantage of another reward — a $150 bonus when opening a checking and savings account and meeting our transaction requirements.4
Transaction Requirements5
Perform 10 or more qualifying actions within the first 30 days of account opening from this list:
- Make purchases using your BECU debit or credit card.6
- Write paper or electronic checks.
- Make deposits or withdrawals using your BECU checking account.
- Enter promo code WPNEW2026 when you apply for membership.
Join BECU
Apply online by clicking the Join BECU button below. Remember to use promo code WPNEW2026.
You can also make an appointment to apply in person at your nearest BECU location or online with our Video Banking team. Questions? Give us a call at 800-233-2328.
Offer valid until Dec. 31, 2026.
Federally insured by NCUA
1Important information about this offer. Mortgage applications are eligible starting April 1 and closing by December 31, 2026. $900 credit is applied at loan closing with setup of automatic mortgage payment from a BECU account. Borrower must mention 2026 Passport offer to a BECU mortgage advisor prior to loan closing. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC, and IL only. Eligible for owner and non-owner-occupied purchases and refinances including investment properties (1-4 units). Offer not valid on 12-Year No Fee loans. Loans are subject to BECU membership, credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. A fully executed Purchase and Sales Contract must be provided to us for any purchase application and loan must close by Dec.31, 2026.
2Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agents.
3Buyers must meet all the First-Time Homebuyer Grant program criteria, including loan and property qualifications, all of which are not listed here. BECU reserves the right to alter or change criteria. All federal, state and local taxes imposed on the acceptance of a grant are solely the responsibility of the applicant. BECU will issue an IRS Form 1099-MISC or W-2 to an applicant where a Form 1099-MISC or W-2 is required by applicable law. Applicants should consult their own accountant(s) or tax advisor(s) to determine tax implications, if any.
4For new BECU members only, ages 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share or Member Advantage savings and also a checking account using promo code WPNEW2026 by December 31, 2026, and meet the transaction requirements within 30 days of account opening. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. Accounts must remain open for 90 days or more. Other terms, limitations, and conditions apply. Cannot be combined with any other membership offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $150 bonus deposit to your Member Share or Member Advantage savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Accounts must be open and in good standing at time of fulfillment to qualify. BECU will not deposit bonus funds to closed accounts. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU reserves the right to terminate this offer at any time.
5Qualifying transactions must be made using a BECU checking account or with a linked BECU debit card, or BECU credit card and include: ATM deposits, transfers, and withdrawals; write checks or electronic checks; send ACH transactions, send international or domestic wire transfers; point of sale purchases; external or electronic deposits; credit card purchases and cash advances. Checks and electronic checks must clear account within 30 days of account opening.
6Approval subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.