Take Advantage of Your Home Equity

Member Advantage rewards you with much more than the average savings rate1 of 0.04% APY at a typical bank—you'll earn 6.17% APY1 on the first $500 in both your checking and savings accounts.

With Member Advantage2, you may enjoy additional benefits on select accounts. This is just one way we say thank you for being an active member in the cooperative spirit of the credit union.

Why you'll love BECU Member Advantage:

  • Earn 6.17% APY on the first $500 in both your checking and savings
  • Receive higher earnings on CD, IRA and Money Market accounts
  • Get lower rates on home equity fixed rate advances, boat and RV loans
  • Receive 1% cash back on BECU auto loans (up to $250)3
1 Bank average is based on savings rates with a $500 balance obtained from Bank of America, Wells Fargo, Key Bank, U.S. Bank, and Chase. Source: Informa Research Services Inc., Calabasas, CA, 5/12/11.
2 Rates stated as Annual Percentage Yield (APY), effective 5/16/11 and subject to change. Not all account ownership types are eligible for Member Advantage. Limit one Member Advantage checking and savings account per person. Required minimum opening deposit of $5 to establish membership.
3 The 1% of the loan amount (not to exceed $250) Member Advantage Auto Loan Cash Back Benefit is available to BECU members who meet the following qualifications: You must (i) open a new auto loan for a new or used car, or refinance your existing car loan with another lender directly from BECU through BECU Online Banking, or by telephone or by visiting any BECU location or (ii) obtain a new auto loan from any participating CUDL (R) automobile dealership that qualifies for BECU financing; and you must have an active BECU Member Advantage status. Within 45 days upon your meeting and maintaining all of the Member Advantage qualifications and the loan is not closed and/or a zero balance, we will pay 1% of the loan amount (not to exceed $250) cash back benefit via direct deposit into your Member Advantage checking account.
4 Member Advantage eligibility and benefits subject to change. See a Member Consultant for more details.
5 Online banking not available to members 13 and under.
6 Based on account ownership status and account type.
7 Through the CO-OP network.

Here’s how to qualify for Member Advantage:

  • Open checking and savings accounts
  • Sign up to receive eStatements
  • Make a monetary transaction each month using one of these free and convenient electronic services:
    • Debit MasterCard®: Make purchases online, over the phone and in person
    • Online Banking or Telephone Banking: Make BECU loan or Visa® payments, or transfer funds between BECU accounts
    • Bill Payment: Pay utilities, credit cards, businesses or individuals
    • Direct Deposit: Receive a recurring monthly direct deposit from your paycheck or other monthly income into your BECU checking account

Check out the great Member Advantage rates on these products:

Checking Accounts
Savings Accounts
Money Market Accounts
Certificates of Deposit
IRAs
Home Equity Fixed Rate Advances
Boat and RV Loans

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