Take Advantage of Your Home Equity

The more you use your credit union, the more value you can get from your credit union. Member Advantage lets qualifying members enjoy additional benefits on select deposit accounts1. This is just one way we say "thank you" for being a member and active participant in the cooperative spirit of the credit union.

Why you'll love BECU Member Advantage:

  • Earn 4.07% APY on the first $500 in both your checking and savings
  • Receive higher earnings on CD, IRA and Money Market accounts
Member Advantage Features and Benefits
Member Advantage Checking2 Member Advantage Savings
Higher rate on first $500
Better rates on other products
Monthly fee to maintain account $0 $0
Minimum Balance $0 $5
Online and Telephone Banking3 Free Free
Bill Payment Free Free
eStatements Free Free
Federally Insured up to $250,0004
Gold Debit MasterCard with Fraud Protection
Access to more than 30,000 surcharge-free ATMs5
Schedule an Appointment

Let us help you in person. Make an appointment at any of BECU's 41 locations.

1Rates stated as Annual Percentage Yield (APY), effective 8/3/13 and subject to change. Not all account ownership types are eligible for Member Advantage. Limit one Member Advantage checking and savings account per person. Required minimum opening deposit of $5 to establish membership.

2Member Advantage eligibility and benefits subject to change. See a Member Consultant for more details.

3Online banking not available to members 13 and under.

4Based on account ownership status and account type.

5Through the CO-OP network.

Here’s how to qualify for Member Advantage:

  • Open checking and savings accounts
  • Sign up to receive eStatements
  • Make a monetary transaction each month using one of these free and convenient electronic services:
    • Debit MasterCard®: Make purchases online, over the phone and in person
    • Online Banking or Telephone Banking: Make BECU loan or Visa® payments, or transfer funds between BECU accounts
    • Bill Payment: Pay utilities, credit cards, businesses or individuals
    • Direct Deposit: Receive a recurring monthly direct deposit from your paycheck or other monthly income into your BECU checking account

Check out the great Member Advantage rates on these products:

Checking Accounts
Savings Accounts
Money Market Accounts
Certificates of Deposit
IRAs

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New to BECU?

It’s easy to join online in a few steps and open your new account at the same time.

Join BECU and Open Account
Return to saved application

Already a BECU Member?

Log in and open your new account in Online Banking.

Log In