BECU Membership

You Can be Part of the Credit Union Movement

You are here because you've been wondering, “why BECU?” 

We're a credit union – that means we are a not-for-profit operation. Unlike banks, we don't report to shareholders, who expect high returns on their investment. In fact, we don't even have shareholders – we're owned by our members and we exist solely to serve our members.

What does this mean? Rather than worry about making money, we spend our time ensuring members spend less of their dollars. Profits made by BECU are returned to our members in the form of better rates and fewer fees. When we do charge, fees tend to be lower. And that's just the beginning.

Click the below tabs to learn more about us – our values, the perks of membership and most importantly, if you can join!

Established in 1935 by a group of Boeing employees, a small group of people wanted to help folks buy the tools they needed to get hired during the Great Depression. More than 80 years later, BECU is still guided by that credit union philosophy of “people helping people.”

There's no BECU without You.


We love to help. Helping is our favorite.

We live and work in this community – let's make it great! We are proud to roll up our sleeves and help local businesses, schools, artists, athletes and students. Our own employees get 12 hours of paid time off just to volunteer. By providing financial and in-kind resources to others, we build and strengthen our communities.

Listening is how we learn. 

FACT: Our members' voices are a valued resource. Many of our products, services and process ideas come from the members themselves! We make it a priority to listen to our members' feedback. We even conduct quarterly surveys to measure customer satisfaction and loyalty, asking, “how likely are you to recommend BECU to a friend or colleague?” In 2016, BECU's score on the survey was over 70%, well above the financial institution average of 35%.

Let's talk member benefits.

Everyone loves to be loved, and BECU is no different – we show the member love in all sorts of ways. 

Watch it pile up

As a not-for-profit financial co-op, all of our profits are returned to the membership in the form of fewer fees, better rates and financial education. It's easy getting used to a financial institution that doesn't want to nickel and dime you, and we're living proof that it's possible.

Community discounts 

We partner with the community to offer some seriously sweet member discounts – our team is hard at work finding great deals on everything from sporting events and concerts to festivals and trade shows. Stretch your dollar even further: Check Member Discounts often for new and upcoming member offers.

Earn a better rate

Every year, we review our members' accounts for money-saving opportunities. As part of this effort, we periodically evaluate the credit rating of each member who has a credit card, line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently, made timely payments and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). Who else does that?! Learn more about how it works.

Learn something

Smart money management shouldn't be a well-kept secret. Part of our mission is to get the word out on managing and improving members' finances. How do we do this? We hire smart, friendly folk who are eager to answer your questions. We also offer numerous (free) seminars and webinars, and an annual member summit. Whether it's buying your first house, saving for college or paying down debt, we'll show you how.

You + BECU

We hear time and again members are glad they came to BECU. We hope you will soon be one of those members! 

We made it easy: Join online or in person – you can even schedule an appointment in advance. Plus, you can switch in just four steps – see for yourself with our handy switching checklist

Are you ready to join one of the nation's leading credit unions?