A young man working on a laptop and a screenshot example of the Beca AI tool

Meet Beca

Learn simple ways to make every dollar count with our AI financial assistant.

Log In and Explore Beca

Get Real Answers About Your Money, Instantly

Meet Beca, your AI-powered financial assistant.* Ask questions in your own words and get tailored insights based on your BECU account activity.

Whether you're figuring out your next step or making the most of a tight budget, Beca is here to help, one conversation at a time.

Get practical help while providing feedback to enhance Beca's latest features.

With Beca, You Can:

Idea / Energy

Get answers specific to your financial situation

Understand your spending and habits.

Review / Study

Create a plan that works for you

Build budgets or savings strategies based on your real numbers.

Money

Explore smarter ways to manage money

Get tips tailored to your financial goals.

Questions / Question Mark

Learn as you go

Ask questions and dive deeper into what matters most to you.

Smiling woman looks at the tablet device she is holding

Help influence the future of our Beca pilot program. Your feedback will help us build a better tool for all our members.

How It Works

Log in to Online Banking to access Beca and find the answers you need, right at your fingertips. We've made it easy to get help with tough money questions, get clear on complex concepts and discover ways to keep more of your money in your pocket.

Beca is powered by BECU and built to provide clarity on your financial activity in the BECU environment. For more information on how any personal information is processed by Beca, please see our Online Privacy Notice.

Get Started

It's easy to start using Beca.

Step 1: Log in to your Online Banking account.

Step 2: Navigate to Beca on the right-hand side of your account summary.

Frequently Asked Questions

No. All invitees are instantly able to use Beca. Simply log in to Online Banking and navigate to Beca to get started.

No. Beca is available for free and currently in pilot testing.

No. Beca is currently not accessible through the BECU mobile app.

No. During this testing stage, Beca is not available for referrals.

Your feedback helps us identify bugs, improve usability and shape Beca into a more valuable tool for members. To share your thoughts or to suggest new features, please respond to the survey emails you will receive. You can also use the “Provide us Feedback” section of the Beca homepage. We encourage you to be honest with your feedback and suggestions.

Beca bases feedback based on your financial activity within the BECU environment. For more information on how any personal information is processed by Beca, please see our Online Privacy Notice.

*Please note, this financial health application is for informational purposes only and does not constitute financial or investment advice. Beca is an artificial intelligence system and is not a natural person. Users are responsible for evaluating the information and making their own decisions based on their unique financial situation. BECU makes no representation regarding the accuracy or completeness of the information. The recommendations provided by Beca are based solely on the limited data available to BECU. Before taking any action, you should always seek the assistance of a professional who knows your particular situation when making financial, legal, tax, investment, or any other business or professional decisions that affect you and/or your business. For more information on how any personal information is processed by Beca, please see our Online Privacy Notice.