Switch to BECU and You Could Get a $400 Bonus¹

Join over 1.5 million members who are putting their money where their values are.

Open a Member Advantage Savings and Checking account and you could earn $400.

What type of account do you wish to open?

New Member Offer

Now through Dec. 27, you could earn $400 when you join and meet our offer requirements.
Apply today and get more for your money.

To Receive a $400 Bonus

Join BECU and open Member Advantage Savings and Checking accounts between now and Dec. 27, 2025, ensure promo code CKG400Q425 is applied, meet transaction requirements, and you could earn $400.

Here's how:

  1. Open Member Advantage Savings, Member Advantage Checking and a Debit Card by Dec. 27, 2025 and ensure promo code CKG400Q425 is applied.
  2. Make a direct deposit(s) of $250 or more in the first 60 days of membership.
  3. Complete 30+ debit purchases in the first 60 days of membership. Qualifying transactions do not include refunds or ATM transactions, and all transactions must be completed within the first 60 days of account opening, not pending.
  4. Keep accounts open for at least 90 days.

Ready to earn $400? Ways to Join:

Meet with us in-person from the comfort of your home or at your nearest location.

Available on mobile and desktop

Join Online

Open a BECU credit union account in just a few minutes.

Video Banking icon

Video Banking

Meet with a live member consultant "on-demand"
Monday-Friday, 8 a.m. to 6 p.m. Pacific Time
Saturday, 9 a.m. to 1 p.m. Pacific Time.

Calendar / Date

Make an Appointment

Set up an in-person or online appointment on a day and time that works best for you.

Why Choose BECU

Way to Go / Good Job

No Minimum Balance. No Monthly Service Fees.

Our checking and savings accounts have no monthly maintenance fees or minimum balance requirements.

Credit Union / Bank / Financial Institution

Convenient Access to Banking

We want to make your financial journey as easy as possible. We offer video banking services, text assistance, and over 60 locations across Washington State.

Family

Member-Focused

As a not-for-profit credit union, we prioritize our members' needs over profits, offering personalized service and inclusive access to financial products for all eligible members.

Icon of a hand holding a dollar bill

Community Impact

We're determined to make a positive difference in the communities we serve. In 2024, we gave over $7 million to local causes.

A man outside of a home helping a young child walk down stairs
BECU helped me get back on my feet. I just always assumed that the default was that banks always take advantage of you. Being in a credit union has proved to me, there is an alternative.

— Rolandro A.

1IMPORTANT INFORMATION ABOUT THIS OFFER

For new BECU members only, age 18 and older. This offer is available to the addressed person only and is nontransferable. Only one New Account promotional incentive allowed per household. This promotion code is good for one-time use. You may only receive one $400 New Account promotion incentive for the life of your BECU membership but may qualify for other promotions offered by BECU after establishing your membership. Offer not available to existing BECU members, or to those whose accounts have been closed within 90 days, or accounts closed with a negative balance. You must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. Only the Primary account holder/addressee of our mailing qualifies for the promotion incentive. Business, Fiduciary, Zero-Dividend, HSA, Early Saver accounts, and BECU employees are not eligible to receive promotional incentives. BECU is not required to pay the New Account promotional incentive when you open your Member Advantage accounts without providing to us your specific CKG400Q425 Promo Code.

OFFER REQUIREMENTS

You must:

  • Open a Member Advantage Savings account, to establish membership, and a new Member Advantage Checking account by 12/27/2025. Member Advantage accounts must remain open, in Member Advantage status and in good standing for at least 90 days and until incentive promotion payout. To retain status, you must set up eStatements and conduct one monetary transaction each month, by:
    • Debit MasterCard – Point of sale PIN or signature purchase (excludes ATM transactions).*
      • Can be in person, online or over the phone.
    • Online/Mobile or Telephone Banking – Make BECU loan or credit card payments, or transfer funds between BECU accounts.*
    • Direct Deposit – must deposit to the Member Advantage Checking account.
      *Analyzed at the person level. Qualifying monetary transaction must occur in an account that shares the same tax owner as the Member Advantage accounts.
  • Conduct at least 30 posted debit purchase transactions from your Member Advantage Checking account within 60 days of account opening. Eligible debit purchase transactions include PIN or Signature. Qualifying transactions do not include refunds or ATM transactions.
  • Set up direct deposit(s) of $250 or more to your new BECU Member Advantage Checking account to occur within 60 days of account opening. Your direct deposit must be an electronic deposit of your paycheck, pension, or government benefit(s) (such as Social Security) from your employer or the government. Person-to-Person payments (such as ZelleR) are not considered a direct deposit.

NEW ACCOUNT PROMOTIONAL INCENTIVE DEPOSIT

The New Account promotional incentive will be deposited to your Member Advantage Savings account up to 90 days after satisfying the New Account promotional incentive requirements (see OFFER REQUIREMENTS). The accounts must be open, in good standing, and retain the Member Advantage status at and until time of promotion incentive payout. BECU will not deposit promotion incentive funds to accounts that haven't met the OFFER REQUIREMENTS, to accounts no longer in Member Advantage status, or closed accounts. The New Account promotional incentive is considered interest and will be reported on IRS form 1099-INT. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per new member. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time.