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Limited-Time Business Loan Offers
We're here to help you grow your business so you can deliver more to your customers. Act now — these offers are available through Sept. 30, 2026.
Flexible Financing for Your Growth Goals
Upgrade the vehicle you rely on or stay covered for your short-term operating needs and everyday business expenses. Limited-time rates are available through Sept. 30, 2026.
Take advantage of special offers on:
- Business Cash Back Credit Cards
- Business Vehicle loans
- Business Lines of Credit
Whether summer is your busiest season or you're preparing for the future, a business loan can help you get what you need to succeed. That's why we're offering special summer promos — to make it easier for you to keep your targets within reach. Find out what's possible for your business and your customers.
Summer Promos and Discounts on New Business Loans
Manage short-term needs without disrupting operations. Borrow only when you need it.
- We've reduced the margin and published rate by 1.00% for the first 12 months on new business lines of credit under $50,0002
- First year's annual fee waived
- No origination fee
- No interest charges until you draw on the line of credit
Purchase vehicles5 you need to keep your business running with predictable payments.
- We've taken 1.25% off standard rates on new and used business vehicle loans
- Flexible terms
- Up to 80% loan-to-value on vehicle loans
You could earn a bonus plus unlimited 1.5% cash back while putting everyday business expenses to work.
- $300 cash back after spending $3,000 in purchases within the first three months6
- No annual fee
- No foreign transaction fees
- No penalty APR
Not a Member Yet?
We're here to partner with you, when and where you need it. Apply for business membership to take advantage of these special offers.
Frequently Asked Questions
Common business expenses such as office supplies, travel, subscriptions, and other everyday operational costs. You must spend $3,000 within the first three months to receive the $300 cash back.
A line of credit gives you flexible access to money you can draw from as needed and is more ideal for short-term or recurring expenses. A term loan provides a lump sum with fixed payments over time and is better for larger, one-time investments like equipment or vehicles.
Approval times vary by product and application complexity. A business specialist can provide more details, but many small business applications are reviewed within a few business days.
Once approved, you'll receive details about your loan terms and next steps. A business specialist will be available to answer any questions you may have.
1Financing is subject to BECU business membership, credit approval, and other underwriting criteria; not every applicant will qualify.
2The 1% margin discount for 12 months on a new Business Line of Credit under $50,000 if you apply by September 30, 2026, after which rates may range from 8.75% to 12.90% variable rate, based on your creditworthiness. This rate will vary with the market based with WSJ Prime Rate. Quoted rates effective July 1, 2026.
3The annual fee for a Business Line of Credit ($50 for limits up to $9,999, or $75 for limits up to $49,999,) will be waived for the first year only. The annual fee will be charged to the business line of credit on the 15th of the month closest to the set-up date for the remaining years the loan is open.
4Certain restrictions, including geographic restrictions, apply. Advertised rates effective July 1, 2026, and are subject to change. Business Vehicle Loans may qualify for 1.25% reduced rate. BECU Business Lending rate document reflects the lower Business Vehicle rates. Must apply by September 30, 2026, and loan must close by October 31, 2026.
5$300 CASH BACK AFTER SPENDING $3,000 IN PURCHASES WITHIN THREE (3) MONTHS from account opening: This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months, (iii) individuals who currently have a Business Credit Card and switch to a Business Cash Back credit card, or (iv) to individuals who have opened a different Business Cash Back Credit Card account within the previous 12 months. You will receive the $300 cash back credit, which you must redeem, as a statement credit only. To qualify and receive your bonus, you must make purchases totaling $3,000 or more in the first three (3) months from account opening. ("Purchases" do not include balance transfers, cash advances, traveler's cheques, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, any fees of any kind, including an annual fee, if applicable.) After qualifying, please allow up to 30 days for bonus to post to your cash back balance. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.