Visa Cash Back

Cash Back Visa

The BECU Cash Back Visa® credit card earns 1.5% unlimited cash back with no annual fee.

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Cash Back Visa Rates as Low As

APR Effective 6/1/2019*

12.15
%
APR

Cash Back Visa

Variable Rate

*See important information about rates, fees and other costs

Apply Now

Or visit a Neighborhood Financial Center

1.5% Unlimited Cash Back and Pay No Annual Fee

Cash Back Visa Benefits

  • No annual fee

  • Unlimited 1.5% Cash Back

  • No balance transfer fees

  • No cash advance fees

  • No foreign transaction fees and other travel abroad perks

  • Variable rates as low as 12.15% APR** 

  • $0% Intro APR for 12 months on both purchases and balance transfers. After that, your rate is variable, currently ranging from 12.15% to 23.15%  based upon your credit-worthiness. 

Frequently Asked Questions

Cash Back Visa

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FAQs for Existing Card Holders

Compare BECU Credit Cards

Already have our low APR Visa? As a not-for-profit credit union, our cash-back card still doesn't tack on fees.

Pick the One That's Right for You

No matter which card you choose, all BECU cards offer great benefits that are designed to directly benefit you, the member, not our bottom line.
(If selecting an affinity partner design, you must still decide between our BECU Visa® or BECU Cash Back Visa®)

BECU Visa®
9.15%-20.15% Variable Rate tied to Prime		 BECU Cash Back Visa®
12.15%-23.15% Variable Rate tied to Prime
1.5% Cash Back* Latin small letter A
Introductory APR on Purchases and Balance Transfers**
0% for 12 months
0% for 12 months
Affinity Card Options Latin small letter A
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No Annual Fee Latin small letter A
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No Cash Advance Fee Latin small letter A
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No Foreign Transaction Fee Latin small letter A
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No Over-Limit Fee Latin small letter A
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No Penalty APR Latin small letter A
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Warranty Manager Latin small letter A
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Roadside Dispatch Latin small letter A
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Worldwide Automatic Travel Accident Insurance Latin small letter A
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Travel and Emergency Assistance Services Latin small letter A
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Auto Rental Collision Damage Waiver Latin small letter A
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Price Protection Latin small letter A
Lost Luggage Reimbursement Latin small letter A
Baggage Delay Protection Latin small letter A
Trip Cancellation/Trip Interruption Latin small letter A

*For complete details about BECU Cash Back and Traditional Benefits, please refer to the VISA Guide to Benefits (.pdf).

**0% Introductory Annual Percentage Rate (APR) on purchases for twelve (12) months from date of account opening, and balance transfers completed within ninety (90) days of account opening. After that your APR will be from 9.15% to 23.15%, based on your credit worthiness and card selection. This APR will vary with the market based with Prime Rate.

Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.

Insured by NCUA
CRED 1/2019
800-233-2328

Already have our BECU Visa but interested in switching to cash back? Members don't need to reapply – just give us a call at 800-233-2328, send us a secure message in Online Banking, or stop by a Neighborhood Financial Center.

Additional Cash Back Visa Benefits

You don't just get cash back with this Visa, but you get more benefits, too.

Check out the list below for perks that are in addition to our traditional Visa:

  • Warranty Manager

  • Roadside Dispatch

  • $500,000 Worldwide Automatic Travel Accident Insurance

  • Travel and Emergency Assistance Services

  • Auto Rental Collision Damage Waiver

  • Price Protection

  • Lost Luggage Reimbursement

  • Baggage Delay Protection

  • Trip Cancellation/Trip Interruption Coverage

  • Visa Account Updater


Related Links

Visa Cash Back Benefits

Cash Back Visa Benefits

Our Cash Back Visa comes with fraud protection, travel services and even extended warranties.

*See important information about rates, fees and other costs.

**0% Introductory Annual Percentage Rate (APR) on purchases for twelve (12) months from date of account opening, and 0% introductory APR on balance transfers for twelve (12) months when completed within ninety (90) days of account opening. After that your APR will be from 12.15% to 23.15%, based on your credit worthiness and product selection. This APR will vary with the market based with Prime Rate.

***We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate).

Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.