Visa Cash Back

Cash Back Visa®

The BECU Cash Back Visa credit card earns 1.5% unlimited cash back with no annual fee.

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Cash Back Visa Rates as Low As

APR Effective 12/1/2019*

11.40
%
APR

Cash Back Visa

Variable Rate

*See important information about rates, fees and other costs

1.5% Unlimited Cash Back and Pay No Annual Fee

Cash Back Visa Benefits

  • No annual fee
  • Unlimited 1.5% Cash Back

  • No balance transfer fees

  • No cash advance fees

  • No foreign transaction fees and other travel abroad perks

  • Variable rates as low as 11.40% APR* 

  • $0% Intro APR for 12 months on both purchases and balance transfers. After that, your rate is variable, currently ranging from 11.40% to 22.40%  based upon your credit-worthiness.** 

Frequently Asked Questions

Cash Back Visa

Compare BECU Credit Cards

No matter which card you choose, all BECU cards offer great benefits that are designed to directly benefit you, the member, not our bottom line.

Cash Back Visa

  • Unlimited 1.5% cash back
  • 11.40% - 22.40% APR
  • No annual or cash back advance fee
  • 0% for 12 months introductory APR on balance transfers
  • Choose from 4 card design options
  • Visa

  • 8.40% - 19.40% APR
  • No annual or cash back advance fees
  • 0% for 12 months introductory APR on balance transfers
  • Choose from 4 card design options
  • Pick the One That's Right for You
    BECU Visa
    8.40%-19.40% Variable Rate tied to Prime
    BECU Cash Back Visa
    11.40%-22.40% Variable Rate tied to Prime
    1.5% Cash Back*** Latin small letter A
    Introductory APR on Purchases and Balance Transfers**
    0% for 12 months
    0% for 12 months

    Already have our BECU Visa but interested in switching to cash back? Members don't need to reapply – just give us a call at 800-233-2328, send us a secure message in Online Banking, or stop by a Neighborhood Financial Center.

    Additional Cash Back Visa Benefits

    You don't just get cash back with this Visa, but you get more benefits, too.

    Check out the list below for perks that are in addition to our traditional Visa:

    • Warranty Manager

    • Roadside Dispatch

    • $500,000 Worldwide Automatic Travel Accident Insurance

    • Travel and Emergency Assistance Services

    • Auto Rental Collision Damage Waiver

    • Price Protection

    • Lost Luggage Reimbursement

    • Baggage Delay Protection

    • Trip Cancellation/Trip Interruption Coverage

    • Contactless Visa Credit Cards

    • Visa Account Updater


    *See important information about rates, fees and other costs.

    **0% Introductory Annual Percentage Rate (APR) on purchases for twelve (12) months from date of account opening, and 0% introductory APR on balance transfers for twelve (12) months when completed within ninety (90) days of account opening. After that your APR will be from 11.40% to 22.40%, based on your credit worthiness and product selection. This APR will vary with the market based with Prime Rate.

    ***For complete details about BECU Cash Back and Traditional Benefits, please refer to the VISA Guide to Benefits (.pdf).

    Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.