Passport Special Offers
BECU is partnering with Passport and your employer to bring you special deals.
Personal Loan Benefits
- Fixed rates that won't change.
- Loan terms up to six years or 72 months.2
- No origination fee.
- Flexible repayment terms.
- A simple application process with no fee to apply.
Pay For What Matters
- Unexpected expenses.
- A personal emergency.
- Medical expenses.
- A vacation.
You Could Earn a Better Rate
After you receive funding for your personal loan, you are automatically enrolled into our Loan Reprice Program.
If you've recently improved your credit score and your account is in good standing, you might earn a better rate (if you're not already receiving our lowest published rate).3 We'll update your APR and let you know.
How To Apply
Apply online by clicking the link below. Remember to use promo code PASSPORTPL.
You can also make an appointment to apply in person at your nearest BECU location, call us at 800-233-2328.
Not a member? You can apply for membership and see how you can save more.4
Offer valid July 1, 2024 to Sept. 30, 2024.
New Member Offer
Passport members may be eligible to receive a $200 bonus for opening both a savings account and a checking account and meeting our simple transaction requirements.5
Transaction Requirements:6
Option A: Complete five or more qualifying actions from this list:
- Make a purchase using your BECU debit Mastercard®.
- Write a check or electronic check.
Option B: Deposit $500 or more into your checking account.
How To Apply
Apply online. Remember to use promo code PASSPORTMBR when applying.
You can also make an appointment to apply in person at your nearest BECU location, or call us at 800-233-2328.
Offer valid through 12/31/2024.
Related Links
1Offer available to Amazon and MultiCare employees only. Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Offer valid for funded personal loans using promo code PASSPORTPL by Sept. 30, 2024. BECU is not required to pay the promotional incentive for loans funded without the appropriate promo code. Once your loan is funded, we will deposit the $150 bonus to the primary borrower's BECU Member Share or Member Advantage savings account within 90 days of loan funding. BECU will not deposit bonus funds to closed accounts. Limit of one $150 bonus per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year-end. Other terms, limitations, and conditions may apply. BECU reserves the right to terminate this offer at any time. This promotion cannot be combined with any other promotions.
2Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term and loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised APR in effect as of Sept. 30, 2024, and is based on a loan balance of $25,001-$30,000, excellent credit, and 48-month repayment. Actual APR based on applicant creditworthiness, loan amount, and loan term, and may be higher than the lowest rate advertised above. Loan program offered including rates, terms and conditions are subject to change without notice. As a payment example for a 60-month, $15,000 loan with an interest rate of 10.49%, the APR would be 10.49% with monthly payments of $322.44.
3BECU periodically evaluates the credit rating of each member who has an auto, boat, RV, credit card, line of credit, or personal loan with BECU. If your score has improved sufficiently and your account is in good standing, we will look at reducing your rate (if you didn't get our lowest published rate initially).
4Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.
5For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
6To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.