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Passport Special Offers

BECU partners with Passport and your employer to bring you special deals.

Auto Loan Offer

Passport members, you could get a $200 bonus when you finance or refinance an auto loan.1

Auto Loan Benefits

  • We keep our auto rates low by offering loans exclusively to members and partners like you.
  • BECU financing is available on-site with many participating dealerships.
  • New auto loan interest rates apply to cars up to two years old.
Smiling man next to an open car.

Earn a Better Rate

After you receive funding for your auto loan, you are automatically enrolled into our Loan Reprice Program.

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score and your account is in good standing, you might earn a better rate (if you're not already receiving our lowest published rate). We'll update your APR and let you know.

How To Apply:

Apply online by clicking the link below. Remember to use promo code PASSPORTAUTO.

You can also make an appointment to apply in person at your nearest BECU location, call us at 800-233-2328 or apply directly at one of our participating dealers.

Not a member? You can apply for membership and see how you can save more.2

Offer valid 7/1/2023 to 9/30/2023.

Passport Mortgage Offer

Do you have Passport as a benefit through your employer? You can access money-saving benefits when you buy or refinance a home through BECU.

Enjoy these cost-cutting benefits by financing with BECU:

  • Get up to $500 in credit toward closing costs.1 Simply set up automatic payments from your BECU account to qualify.
  • Pay no origination fee on most loans when you apply through BECU, potentially saving you thousands of dollars.
  • Save money on your loan payments. Our interest rates are competitive, and we charge few fees. An experienced and local mortgage advisor will help guide you every step of the way.
Couple walking in front of house.

Plus, the BECU Home Rewards Program2 can help you save thousands more after closing. See how you can earn cash back on your real estate agent's commission.

First-Time Homebuyer Grant3

Eligible members may qualify for our first-time homebuyer grant and earn up to 2% ($10,000 maximum) in down payment assistance.

If you're planning on any of the following transactions or loan types, ask if you might qualify.

  • Home purchases.
  • Home refinances (including BECU mortgages).\
  • Investment properties with 1-4 units.
  • Government loans like FHA, VA.


  • BECU's 12-Year, No-Fee Mortgage.

Be sure the mention this offer when you apply.

Offer valid July 1, 2023, through March 31, 2024.

New Member Offer

Passport members may be eligible to receive a $200 bonus for opening both a savings account and also a checking account and meeting our simple transaction requirements.4

Transaction Requirements:

A: Complete five or more qualifying actions from this list:

  • Make a purchase using your BECU Debit Mastercard®.
  • Write a check or electronic check.
  • Make a payment using BECU Bill Pay.


B: Deposit $500 or more into your checking account.

How To Apply

Apply online. Remember to use promo code PASSPORTMBR when applying.

Man with glasses smiling

You can also make an appointment to apply in person at your nearest BECU location. Call us at 800-233-2328.

Offer valid through 12/31/2023.

1Important information about this offer. Offer available to Passport members. BECU employees are not eligible. Mortgage application must be received between July 1, 2023, through March 31, 2024. $500 credit is applied at loan closing with setup of automatic mortgage payment from a BECU checking account. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC, and IL only. Eligible for owner and non-owner-occupied purchases and refinances including investment properties (1-4 units). Offer not valid on 12-Year No Fee loans. Loans are subject to BECU membership, credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. A fully executed Purchase and Sales Contract must be provided to us for any purchase application and loan must close by June 30, 2024. Boeing Employees' Credit Union NMLS ID 490518.

2Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agent.

3Buyers must meet all the first-time homebuyer grant program criteria, including loan and property qualifications, all of which are not listed here. BECU reserves the right to alter or change criteria.

4For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2023, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.

To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.