Member Advantage Money Market Account
Limited-time 3.30% APY offer.*
Don't Miss Out on Greater Everyday Savings
Now through March 20, 2026, you can receive 3.30% Annual Percentage Yield (APY) on balances of $10,000+ or more with all funds new to BECU when you open a new Member Advantage Money Market Account at a BECU location or via Video Banking.
Whether you're looking for an account that can help you save for your next vacation or you need to build your emergency fund, a Member Advantage Money Market Account could be a great option for you.
Get Started Today
To redeem this limited-time rate:
- Stop by one of our locations or make an appointment for Video Banking. This special rate offer is not available for Money Market accounts opened online.
- Speak with a BECU representative and mention this promotion.
- Open a Member Advantage Money Market Account and earn 3.30% APY on balances of $10,000 or more with all funds new to BECU.1
- Meet the qualifications to maintain Member Advantage and save. Learn about Member Advantage.
Money Market Rates with Member Advantage¹
Features and Benefits
Get an interest rate that rewards higher balances.
Access unlimited transactions, free checks, an ATM card and more.
Deposit and withdraw money as often as you need it.
Enjoy no monthly maintenance fees or minimum balance requirement.
Protect yourself from non-sufficient funds or overdraft charges with the flexibility to use your Member Advantage Money Market Account as a backup option to your Member Advantage Checking Account.
Become a Member
Not a member? No problem. Become a BECU member to take advantage of this promotion, start qualifying for Member Advantage, and experience the credit union difference.2
Frequently Asked Questions
Yes. Becoming a BECU member is easy, and it's free to join.
When you become a BECU member, you can receive the Member Advantage rates when you meet the requirements and maintain eligibility. Learn more about Member Advantage.
With Member Advantage, you'll enjoy even better earnings on your BECU CD, IRA, and Money Market Accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts.
Yes. NCUA insures up to $250,000 per person, per ownership category, per financial institution. Learn more about NCUA coverage.
*ADDENDUM TO THE CONSUMER ACCOUNT DISCLOSURE
Effective February 9, 2026 through March 20, 2026
This Addendum, together with the Account Agreements, Consumer Account Disclosure, your Membership Application, and any other terms and conditions that may be provided to you at account opening or from time to time thereafter, form the agreement between you and Boeing Employees' Credit Union for your Member Advantage Money Market Promotional Rate account. Except as expressly stated below, all other terms and conditions in the Consumer Account Disclosure continue in full force and effect.
Member Advantage Money Market Promotional Rate Offer 02/09/26 - 03/20/26
| Promo Rate Requirements |
Minimum $10,000 new funds to BECU
|
|
|---|---|---|
| Pays Interest |
Yes
|
|
| Monthly Service Charge |
$0
|
|
| Eligible NFCs |
All locations including Video Banking (excludes online)
|
Posted Balance Rate Tiers $0.00 to $249,999.99
| $0.00 to $9,999.99 | $10,000 to $49,999.99 | $50,000 to $99,999.99 | $100,000 to $249,999.99 |
|
|---|---|---|---|---|
| Interest Rate |
1.00%
|
3.25%
|
3.25%
|
3.25%
|
| Annual Percentage Yield |
1.00%
|
3.30%
|
3.30%
|
3.30%
|
Posted Balance Rate Tiers $250,000 to $1,000,000+
| $250,000 to $499,999.99 | $500,000 to $999,999.99 | $100,000,000+ | |
|---|---|---|---|
| Interest Rate |
3.25%
|
3.25%
|
3.25%
|
| Annual Percentage Yield |
3.30%
|
3.30%
|
3.30%
|
Requirements to Receive Member Advantage Money Market Promotional Rate Offer:
- Open a new Member Advantage Money Market account between 02/09/26 through 03/20/26 in person at any BECU location or via Video Banking.
- Minimum opening deposit(s) totaling $10,000 or more with all funds new to BECU1 and must be received and posted to the account no later than 03/20/26 or the close of this promotional offer, whichever occurs first.
- All consumer and business funds currently on deposit are considered existing funds.
- All accounts are subject to Account Agreements and BECU Consumer Account Disclosure.
Promotional Rate Offer Limitations:
- The promotional rate is calculated using the end-of-day posted balances of $10,000 and above and will be effective no later than the fifth business day following the business day of the deposit. The non-promotional published Member Advantage Money Market rate will apply until the promotional rate is applied.
- End of day posted balances below $10,000 will earn the non-promotional published Member Advantage Money Market rate.
- During the course of this promotional offer and in order to earn the promotional rate, all requirements for Member Advantage accounts must be maintained, as disclosed on the BECU Consumer Account Disclosure, or else the account will earn the effective non-promotional published rate. Offer only valid on new Member Advantage Money Market accounts opened during the effective date of this promotional offer with disclosed minimum opening balance.
- Offer end date and availability subject to change without prior notice.
- Offer not available through online or mobile channels.
Interest and APYs:
Interest is compounded monthly and paid monthly at statement cycle. Interest accrues and compounds as disclosed on the BECU Consumer Account Disclosure. The APYs displayed above are effective as of 2/26/2026. Interest rates and APYs on all balance tiers disclosed above are variable and may change at our sole discretion at any time after the account is opened. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.
1Funds new to the Credit Union defined as deposit balances currently not at BECU as of 02/08/26. Draws from BECU loans do not qualify as new funds.
2Open a Member Advantage Savings Account to establish membership; not everyone will qualify.