Refinance Your Auto Loan
This offer lasts through Dec. 31, 2025
Take advantage of this limited-time offer to switch your auto loan to BECU and receive a reduced rate.1
Bringing your auto loan to BECU means you could enjoy:
- 0.50% off current auto loan rates, with rates as low as 4.74%2 APR. Rates range from 4.74%-18.00% APR.
- Option to make no payments for 90 days3
- No origination fee
- Personalized support and transparent terms
This offer is just one way we put members first as a local, member-owned credit union.
To learn more or get started, click the button below or call 844-BECULOAN (844-232-8562). Make the switch today.
1Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.
2APRs as of 11/1/2025 range from 4.74% to 18.00%. Lowest APR based on borrower's credit history, 60-month or less repayment term, collateral two (2) years old or newer with up to 90% loan-to-value (LTV), and based on wholesale Kelley Blue Book or dealer invoice. Loans with repayment terms that exceed 60 months, 90% LTV, involve lesser applicant creditworthiness, or collateral older than two (2) years are subject to higher APRs and lower loan amounts. Certain conditions apply. The specific amount of the loan shall be based on the approved value of the collateral. Final loan approval is subject to funding review by BECU. Actual rate may be higher. Financing is subject to BECU credit approval and other underwriting criteria; not every applicant will qualify.
3No payment for 90 days is optional. If you choose this option, interest will accrue on the loan balance during the 90-day period from the date of contract.
4Loan rates effective 11/1/2025, range from 4.74% to 18.00% APR based on credit qualifications, amount borrowed, and term. *See important information about rates, fees and other costs.