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See more about Checking and Savings

Member Advantage Checking & Saving

Getting a financial edge has never been easier

Isn't it great when you can get a little advantage? 

Member Advantage Checking and Savings accounts reward you with a premium rate on the first $500 when you enroll in Member Advantage. With Member Advantage, you'll also enjoy better earnings on CDs, IRAs and Money Market Accounts.

Member Advantage features and benefits

  • Earn a higher rate on the first $500 in both the Member Advantage Checking and Savings*
  • Earn higher rates on CD, IRA and Money Market Accounts
  • No monthly fees to maintain the accounts
  • Free Online Banking, Bill Payment and eStatements
  • Gold Debit Card with Fraud Monitoring Protection
  • Federally insured up to $250,000**

Here's how to qualify for Member Advantage:***

  1. Open your BECU checking and savings accounts

  2. Sign up to receive monthly eStatements

  3. Make a transaction each month, using just one of our free and convenient electronic services

Electronic services:

  • Debit MasterCard®: Make purchases online, over the phone and in person

  • Online Banking or Telephone Banking: Make BECU loan or Visa® payments, or transfer funds between BECU accounts

  • Bill Payment: Pay utilities, credit cards, businesses, or individuals

  • Direct Deposit: Receive a recurring monthly direct deposit from your paycheck or other monthly income into your BECU checking account

Ready to get started?

Need more information? Just visit any BECU Neighborhood Financial Center, and we'll answer all of your questions.

Make an appointment

*Limit one Member Advantage Checking and Savings Account per person. Required minimum opening deposit of $5 to establish membership.

**Based on account ownership status and account type

***Member Advantage eligibility and benefits subject to change.