Business Loans and Credit Card

Small Business Credit Cards, Lines, & Loans

Easy financing options, better rates and lower fees.

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business credit cards, loans & Lines of Credit

Business Visa Rates

APR Effective 6/1/2019*

10.24 - 18.24

Business Visa®

Variable Rate

12.24 - 20.24

Business Visa® with Cash Rewards

Variable Rate

*See Business Lending Rates for details

We're local people - we get to know you and your business.  We also offer simple, easy to use financing options with better rates and lower fees that credit unions are known for.  Easy applications and fast approval processes let you capitalize on opportunities quickly.

Business Visa® with Cash Rewards

Business Visa with Cash Rewards gives you all of the same benefits of the Business Visa, including no annual fee, cash advance or foreign transaction fees on international purchases - plus you earn a 1.5% cash reward on all net qualified card purchases.  And cash rewards on employee cards are rolled up to the company level automatically. Learn more

Business Vehicle Loans

Set your business in motion with a BECU Vehicle Loan: In addition to competitive rates and terms, our vehicle loans have no loan fee and allow you to finance up to the entire amount of the vehicle purchase price. Plus, with those competitive, fixed rates on terms up to 72 months, getting where you need to go – at the price you want to pay – is easier than ever. Learn more

Commercial Real Estate

If you're considering purchasing or refinancing your business' building, BECU is the place to start. We offer both conventional and SBA loans with competitive rates, low origination fees and no prepayment fee. Repayment terms can be 3, 5, 7 or 10 years with 25 to 30 year amortizations. Learn more

Be An Informed Borrower

Understand your credit options and plan for your loan request.  Here's a few places to start:

Rates and financing offered are based on applicant's credit qualifications and other underwriting criteria. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only.

Certain conditions and limitations apply.

Review BECU Business Card rates and fees

For more information, review Business Visa with Cash Rewards Rules, Terms and Conditions