Small Business Credit cards,
Lines, & Loans

Get Started
lucas f., ellis h., and grant o., seattle

Credit Cards, Lines and Loans

business visa rates

APR Effective 11/1/2015*

7.99 - 15.99

Business Visa

9.99 - 17.99

Business Visa with Cash Rewards

*See Business Account and Lending Disclosure for details

financing options tailored to your needs

Because your business changes and grows every day 

We're local people - we get to know you and your business.  We also offer simple, easy to use financing options with better rates and lower fees that credit unions are known for.  Easy applications and fast approval processes let you capitalize on opportunities quickly.

Business Visa® Credit Cards 

BECU Business Visa credit cards provide flexibility, control, and options.  And, there's no annual fee, cash advance or international transaction fees. Employee credit cards with spending limits you control provide an easy method to manage travel or office expenses.  24/7 account access via phone, online, or mobile device and continual fraud monitoring with  immediate alerts for  unusual or unexpected activity provide peace of mind.

Business Visa with Cash Rewards

Business Visa with Cash Rewards gives you all of the same benefits of the Business Visa, including no annual fee, cash advance or international transaction fees - plus you earn a 1.5% cash reward on all net qualified card purchases.  And cash rewards on employee cards are rolled up to the company level automatically.

Business Line of Credit

A BECU Business Line of Credit (LOC) gives you cash for short-term financial needs and can also provide checking overdraft protection. With low annual fees and no interest charges until you draw on the line, it's a great option for many small business owners.

Business Term Loans

Term loans finance things you need to keep your business growing – such as new equipment and machinery. Our term loans offer competitive rates, low fees, and access to SBA programs to expand your financing options.

Online Deposits

Save Time. Get Money.

Deposit up to 30 checks at once.

Learn more

Business Vehicle Loans

Set your business in motion with a BECU Vehicle Loan: In addition to competitive rates and terms, our vehicle loans have no loan fee and allow you to finance up to the entire amount of the vehicle purchase price. Plus, with those competitive, fixed rates on terms up to 72 months, getting where you need to go – at the price you want to pay – is easier than ever.

Commercial Real Estate

If you're considering purchasing or refinancing your business' building, BECU is the place to start. We offer both conventional and SBA loans with competitive rates, low origination fees and no prepayment fee. Repayment terms can be 3, 5, 7 or 10 years with 25 to 30 year amortizations.

Business Resources

knowledge is power

Check out financial resources that could aid your success.

Be more informed

Be An Informed Borrower

Understand your credit options and plan for your loan request.  Here's a few places to start:

Building Success

Business 101

Read more

Rates and financing offered are based on applicant's credit qualifications and other underwriting criteria. Fees may apply. Lending programs, including rates and terms, are subject to change without notice. This loan program is for business purposes and commercial loans only.

Certain conditions and limitations apply.

Review BECU Business Card rates and fees

For more information, review Business Visa with Cash Rewards Rules, Terms and Conditions