Commercial Real Estate

Ready to Make an Investment?

It's just a matter of deciding where to start. If you're ready for the next step, and want to make it as simple as possible, look no further than BECU: It doesn't get more simple than working with an established, local credit union. Our entire operations – from your personal relationship manager to the underwriters on your loan – are local. We don't just make decisions, we make them here, combining years of lending expertise with hands-on knowledge of the local market. 

Commercial Lending the BECU Way

  • No-prepayment penalty option on any commercial real estate loan 

  • Enjoy on-time closing 

  • Low origination fees and competitive rates

  • Finance projects big and small: CRE loans available from $100,000 – $15 million 

  • Purchase properties for a variety of needs, including industrial/commercial, office, medical office, retail strip, retail anchor, multi-family and more 

  • Discover flexible terms to meet your needs 

  • Work directly with a personal, experienced and local business specialist or relationship manager 

  • Benefit from locally based underwriting 

Loan Types

Owner-Occupied Loan

Do you plan to occupy at least 51% of the building? An owner-occupied loan may be right for you. 

  • Up to 25-year amortization 

  • Fixed-rate and adjustable-rate loans available: 3, 5, 7 and 10-year options 

  • Flexible terms to meet your needs 

Investor Loan

Do you plan to rent all or most (more than 51%) of the building? Explore an investor loan. 

  • Up to 25-year amortization (up to 30 on multi-family properties) 

  • Fixed-rate and adjustable-rate loans available: 3, 5, 7 and 10-year options 

  • Flexible terms to meet your needs 

Small Business Administration Loan

Are you interested in government-guaranteed financing? Talk to your commercial relationship manager about the benefits of an SBA loan. 

  • SBA guarantees can range from 75% - 85% depending on loan amount

  • SBA guarantees may increase financing availability while lowering loan rates

  • Fixed-rate loans available: 3, 5, 7, 10 and 25-year options 

  • Flexible terms to meet your needs 

Ready to get started? Click or call to connect with a Commercial Relationship Manager today: 206-812-5140

Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.