AAA Washington Offers

Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.

¹Important information about this offer: Offer available to AAA members only. BECU employees are not eligible. To be eligible for a Home Equity Line of Credit Affinity offer, you must apply for a new HELOC of at least $25,000 by June 30, 2023, fund by September 30, 2023, and use promo code: AAAHELOC Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.  BECU must be able to perfect a first or second mortgage lien on your one-to-four family residence. Borrower will not have to pay any upfront fees to open the HELOC in normal circumstances. Borrower is required to pay for optional services (e.g., if borrower retains an attorney that borrower is not required to use). If the title report shows more than one existing lien, judgments, deceased owners, or other title issues, or if the appraisal shows problems with the subject property, however, then Borrower may be required to pay third parties to subordinate or otherwise resolve such title issues and/or to repair or otherwise resolve such property problems. These third-party charges may range from an average of $150.00 to $775.00 based on the specific circumstance. This range of charges does not include estimates for the costs of home repairs. Additional state or local mortgage fees or taxes may apply. Borrower will be required to pay for hazard insurance (including flood insurance, if applicable) throughout the term of the HELOC. When the HELOC terminates, Borrower will be required to pay a reconveyance fee ranging from an average of $25.00 to $225.00. Loan programs, terms, and conditions are subject to change without notice. BECU will deposit $150 into your BECU savings account 60 days from the date the HELOC originates. BECU will not deposit bonus funds to a closed account. Said deposit may be reported to the IRS on form 1099MISC at year end. This offer cannot be used to refinance, in whole or in part, any BECU home equity loan or line of credit. Fixed rate advances obtained on existing HELOCs are also excluded from this Affinity offer. BECU reserves the right to terminate this offer at any time. Offer expires: June 30, 2023.

²$200 Checking/Savings Account Incentive. For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code AAAMEMBER by December 31, 2023, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be open and in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.

³To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits. Accounts opened online may be required to deposit $10.

⁴Once your loan is funded and all requirements are met, we will deposit up to 2% cash back to the primary borrower's BECU Member Share or Member Advantage savings account within 60 days. Limit of $500 cash back per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year end.  Refinances of existing BECU loans do not qualify.

⁵We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest published rate).

⁶Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.