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AAA Washington Offers

AAA members can get special discounts with BECU.

Save on Closing Costs with a BECU Home Loan

Access special discounts when you purchase or refinance a home through BECU.

Enjoy these cost-cutting benefits by financing with BECU.

  • Receive up to $700 in credit toward closing costs.1 Simply set up automatic payments from your BECU account to qualify.
  • There's no origination fee on most loans when you apply through BECU, potentially saving you thousands of dollars.
  • Save money on your loan payments. Our interest rates are competitive, and we charge few fees. An experienced and local mortgage advisor will help guide you every step of the way.

Plus, with the BECU Home Rewards Program,2 you can save thousands more at closing.

A smiling family in front of their home.

First-Time Homebuyer Grant3

Eligible members may qualify for our First-Time Homebuyer Grant and earn up to 2% ($8,000 maximum) in down payment assistance.

Our experienced and local mortgage advisors can work with you to find the right financing options for your goals. Be sure the mention this offer when you apply.

Offer valid April 1 through June 30, 2024.

New Member Offer

BECU is here for you, as a not-for-profit credit union, working alongside AAA to bring our collective communities together and provide peace of mind. With great rates and no monthly maintenance fees, there's more profit in your pocket for healthier finances that will take you further.

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Special AAA Member Bonus

AAA members could get $200 for establishing BECU membership by opening a savings account and checking account4 and meeting transaction requirements.5

Transaction Requirements:

Option A: Perform five or more qualifying actions from this list:

  • Make a purchase using your BECU Debit Mastercard®.
  • Write a check or electronic check.

Option B: Deposit $500 or more into your checking account.

Remember to use promo code AAAMEMBER when applying.

Offer valid through 12/31/2024.

1Important information about this offer. Mortgage application must be received between April 1 – June 30, 2024. $700 credit is applied at loan closing with setup of automatic mortgage payment from a BECU account. Mortgages are available in: WA, OR, CA, AZ, KS, MO, PA, ID, SC, and IL only. Eligible for owner and non-owner-occupied purchases and refinances including investment properties (1-4 units). Offer not valid on 12-Year No Fee loans. Loans are subject to BECU membership, credit approval and other underwriting criteria and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. A fully executed Purchase and Sales Contract must be provided to us for any purchase application and loan must close by Sept. 30, 2024. Boeing Employees' Credit Union NMLS ID 490518.

2Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agent.

3Buyers must meet all the First-Time Homebuyer Grant program criteria, including loan and property qualifications, all of which are not listed here. BECU reserves the right to alter or change criteria.

4$200 Checking/Savings Account Incentive. For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code AAAMEMBER by Dec. 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be open and in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.

5To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits. Accounts opened online may be required to deposit $10.