Visa® Balance Transfer


0% interest on balance transfers for 12 months.

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If you're paying a high interest rate on your current credit card, we've got the card for you. BECU is a not-for-profit credit union committed to supporting the financial health of our member-owners. That's why the BECU Visa┬« credit card has no balance transfer fee and one of the lowest rates around.


Save more of your money with the elimination of common fees that many other banks charge. Along with no annual fee, we charge no balance-transfer, cash-advance or foreign-transaction fees.

  • No annual fee
  • 0% Intro APR on purchases and balance transfers for the first 12 months. After that, your rate is variable, currently ranging from 7.99% to 21.99% upon your credit-worthiness.* 
  • One of the nation's lowest APRs after the introductory period**
  • No balance-transfer fee
  • No cash-advance fee
  • No foreign-transaction fee

*0% Introductory Annual Percentage Rate (APR) on purchases for twelve (12) months from date of account opening, and 0% introductory APR on balance transfers for twelve (12) months when completed within ninety (90) days of account opening. After that your APR will be from 7.99% to 21.99%, based on your credit worthiness and card selection. This APR will vary with the market based on the Prime Rate.

**See important information about rates, fees and other costs.