BECU Visa Card Benefits

Your Card Just Got More Awesome

What Doesn't This Card Do?

When we made this card, we asked ourselves: What would we want? Then we got to work. In addition to low rates and few fees, each card comes with the additional benefits below. We want our members to be assured that they are making a safe, secure and protected transaction every time they pay. It's just the right thing to do.

Know Before You Pay: 

  • Purchases are only covered when the entire purchase (not a portion) is charged to the BECU Visa®.

  • Benefits are accessed by simply contacting the provider. Find the contact info here.

  • If you're not sure what is covered under your card's insurance, please ask

  • Every BECU Visa card has varying benefits! Ensure you are reviewing the benefits that match your card. This page describes benefits specific to the traditional, low APR BECU Visa.

  • Some benefits, like Roadside Dispatch, may have added fees for certain services. Don't worry though; we'll be sure you are informed of any fees before you elect to participate.

  • Be sure you bookmark and consult the Visa Guide to Benefits for complete terms, conditions, and benefit details. With so many benefits, it helps to keep this information on hand.

  • Additional questions? Contact us.

No need to purchase rental company's collision damage insurance, the cash back card offers insurance coverage for car, truck or van rentals. Rent confidently knowing the benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. Note: be sure to check with your auto rental or insurance company about separate liability insurance requirements.*

Covered losses include:

  • Physical damage and/or theft of the covered rental vehicle

  • Valid loss-of-use charges imposed and substantiated by the auto rental company

  • Reasonable and customary towing charges, due to covered theft or damage, to the nearest qualified repair facility 

*Some restrictions may apply. Coverage does not include liability insurance, including damages to other property or coverage for injuries to any party. Please contact the Benefit Administrator  to inquire about a specific vehicle and for full coverage details. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Roadside Dispatch is a pay-per-use roadside assistance program.  It saves you money over traditional roadside assistance programs, providing security and convenience wherever your travels take you. From towing to tire changing, jump starting to lockout service, standard winching and even fuel delivery. Click here  to get the help you need.

Pack your peace-of-mind and leave your worries behind. Cardholders are connected with their needed resources when traveling 24 hours a day, 365 days a year. Benefits include everything from emergency ticket replacement and lost luggage service, to translation services and even prescription assistance.

Ensure your new purchase goes the distance with your Visa card's Warranty Manager Service, allowing you to manage and even extend potential warranties beyond their original protection. The service includes both Warranty Registration and Extended Warranty Protection.

Access these features with a simple toll-free call found here.

Not only does the card cover insurance if you cancel the trip, but insurance when you're on the trip! What's more, the coverage applies no matter what corner of the world you're in. Simply pay for your airline, cruise line, or  train travel with your BECU Visa and be eligible to receive travel accident insurance up to $500,000.*

*Some restrictions may apply. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Your Questions, Answered 

We love talking to our members! Need to learn more about your covered benefits or how to access them? Contact the provider for each benefit. Contact info (and more details) is found by clicking here.


Need additional help from BECU? Call us: 800.233.2328. You can also send us a secure message on the BECU app, or when logged into Online Banking.