Money Manager: Finances Made Easy
BECU Money Manager: All Your Finances, All in One Place.
When you're juggling checking and savings accounts, loan payments, retirement savings and more, it can be easy to lose sight of your overall financial health. That's why BECU offers its members access to Money Manager, an easy-to-use budgeting tool where you can view your entire financial portfolio in one place.
Using Money Manager is as easy as signing on to your online banking account or mobile app. The interface tracks spending, debts, and budgets in clear data visualizations that help you identify trends and set goals to improve your financial health across your accounts with BECU and elsewhere.
Here are some of the cutting-edge financial management features that make Money Manager such a powerful tool.
View Accounts All in One Place
Money Manager allows you to view all your finances, including external accounts, in a single, elegant interface. It eliminates the need to log in to a slew of different online accounts on a regular basis, just to see how your finances are looking.
This budgeting tool is available in both desktop and mobile versions so you can access your information anywhere, any time.
You can also see all your debts in one place with Money Manager, along with corresponding balances and interest rates. The simple interface offers up a clear picture of where you stand, so you can proactively plan your next steps. You can even order debt by priority.
Once all your accounts are linked, the tool automatically calculates a payment plan to leave you debt-free in as little time as possible. It's an AI-powered budgeting solution that's updated in real time, making it an ideal assistant to help you pay off debt.
Track Spending and Identify Trends
From mortgages to loans, credit cards to retirement savings, you'll be able to merge all your data to gain a complete picture of where and how you're spending your money.
The Money Manager interface automatically categorizes your spending and updates in real time. This makes it easy to identify trends and make regular check-ins, without ever having to tackle a spreadsheet. You can assess spending by category, graphed out over time, to take a deeper dive into your habits and discover opportunities for saving money.
Create a Budget Online
You can use Money Manager to auto generate budgets based on your spending history, income, debts, and expenses. The interface communicates this data in colorful budget bubbles that easily and instantly visualize your finances.
You can also interact with these bubbles to view historical monthly budget data, change your projected income, or create custom budget categories.
Set Timely Alerts
A big part of smart money management is about time management: making on-time payments, planning ahead, and saving enough money for your future. You can sign up to receive alerts via email or text to make sure you're monitoring your accounts when you need to be.
Track Your Net Worth
With all your accounts visible in a single interface, you'll be able to track your net worth over time, and recognize trends that affect it. Then, based on all the data you've collected, you can set goals. For instance, if you'd like to increase your savings account by $400, you can set monthly savings targets that will help you move toward that goal.
Ready to explore your finances in a new way? If you're already a BECU member with online banking, simply select the Alerts and Money Manager tabs in your online account to get started with Money Manager today. Log in to online banking to get started.