enjoy premium rates with

member advantage

Robert J., Seattle

A way to say thank you to our members

The more you use your credit union, the more value you can get from your credit union. Member Advantage lets members earn 4.07% APY on the first $500 in their checking and savings accounts1.  In addition, you'll also enjoy better earnings on CDs, IRAs and higher balance Money Market accounts. This is just one way we say “thank you” for being a member.

Member Advantage Features and Benefits
Member Advantage Checking Member Advantage Savings
Higher rate onfirst $500
Better rates on other products
Monthly fee to maintain account
$0
$0
Minimum balance
$0
$5
Online, Mobile and Telephone Banking 2
Free
Free
Bill Payment
Free
Free
eStatements
Free
Free
Federally insured up to $250,000 3
Gold Debit MasterCard® with Fraud Protection
N/A
Access to more than 30,000+ surcharge-free ATMs4
N/A

Here's how to qualify5:

  1. Open your BECU Member Advantage checking and savings accounts
  2. Sign up to receive eStatements 
  3. Make a  transaction each month using just one of these free and convenient electronic services:

Debit MasterCard: Make purchases online, over the phone and in person

Online Banking or Telephone Banking: Make BECU loan of Visa® payments or transfer funds between BECU accounts

Bill Payment: Pay utilities, credit cards, businesses or individuals

Direct Deposit: Receive a recurring monthly direct deposit rom your paycheck or other monthly income into your BECU checking account

Why you'll love BECU Member Advantage

  • Earn 4.07% APY on the first $500 in both your checking and savings 
  • Receive higher rates on CD, IRA and higher balance Money Market accounts
  • No monthly fees to maintain the accounts
  • Free Online Banking, Bill Payment and eStatements
  • Free Gold Debit MasterCard with Fraud Monitoring Protection
  • Federally insured up to $250,000

Check out the great Member Advantage rates on these products:

ARE YOU READY TO EXPERIENCE THE BENEFITS OF MEMBER ADVANTAGE?

Get started by opening your BECU checking and savings accounts with our easy online process.

Or let us help you in person. Find a BECU Neighborhood Financial Center of make an appointment at any of BECU’s 41 convenient locations.

1 Rates stated as Annual Percentage Yield (APY), effective 6/1/15 and subject to change. Balances above $500 will earn posted rates for standard Checking and Savings Accounts. Not all account ownership types are eligible for Member Advantage. Limit one Member Advantage checking and savings account per person. Required minimum opening deposit of $5 to establish membership.
2 Online banking not available to members 13 and under.
3 Based on account ownership status and account type.
4 Through the CO-OP network.
5 Member Advantage eligibility subject to change.