Buy a Home

Understanding the Home Buying Process

Buying a house is a large financial investment, and at BECU we want to position you for home ownership success. Before applying for a home loan, it's good to understand how to pre-qualify for a mortgage loan, and how much you can afford. BECU offers Home Mortgage Advisors and BECU Home Rewards to help guide you. Benefits of a BECU Home Mortgage Loan can include no origination fees, down payment assistance and a loan serviced at BECU. Explore loan options

Explore our mortgage calculators and learn about budgeting to buy a home.
Talk to a BECU Mortgage Advisor (we're here to help!)
Submit an offer and lock in mortgage rates

Ask an Advisor

Buying a home is one of the largest purchases you will make — but you don't have to do it alone. BECU's team of Mortgage Advisors are available to guide you through every step of the home buying process. Find a Mortgage Advisor

Why BECU?

Benefits of a BECU Mortgage May Include

One-Stop Shopping

Down Payment Assistance

Cash Back at Closing

Home Buying Grants

BECU Home Rewards

When you enroll in Home Rewards*, you are assigned a dedicated member advocate who will match you with a certified real estate agent and work with you through closing.

Enroll in BECU Home Rewards and receive these benefits:

Rebate on agent commissions
Real estate agent who is a certified partner
Dedicated member advocate working for you

Enroll now in BECU Home Rewards