Buy a Home
Understanding the Home Buying Process
Buying a house is a large financial investment, and at BECU we want to position you for home ownership success. Before applying for a home loan, it's good to understand how to pre-qualify for a mortgage loan, and how much you can afford. BECU offers Home Mortgage Advisors and BECU Home Rewards to help guide you. Benefits of a BECU Home Mortgage Loan can include no origination fees, down payment assistance and a loan serviced at BECU. Explore loan options
- Explore our mortgage calculators and learn about budgeting to buy a home.
- Talk to a BECU Mortgage Advisor (we're here to help!)
- Submit an offer and lock in mortgage rates
Ask an Advisor
Buying a home is one of the largest purchases you will make — but you don't have to do it alone. BECU's team of Mortgage Advisors are available to guide you through every step of the home buying process. Find a Mortgage Advisor
BECU Home Rewards
When you enroll in Home Rewards*, you are assigned a dedicated member advocate who will match you with a certified real estate agent and work with you through closing.
Enroll in BECU Home Rewards and receive these benefits:
Rebate on agent commissions
Real estate agent who is a certified partner
Dedicated member advocate working for you
Sears Commercial Club Rewards Package
*Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. OneSource Solutions, Inc. is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice.
BECU Mortgage Advisors
A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience.