Meet Nickii - She Believes in Rainy Day Funds
Welcome to our first BECU Member Spotlight, a new monthly blog feature where we take some time to learn more about BECU's most important asset - our members.
How long have you been a BECU member?
BECU was the second bank account I ever had. I have been a member since 2007 or so; it's been so long I cannot even remember.
You mentioned that you were taught to save money for a rainy day from a young age. What is the one piece of advice you would share with others who would love to follow in your footsteps?
I would have to say the best piece of advice I have would be to take some money out of your paycheck, whether it is $10.00 or $100, to be auto-deposited into a savings account. It gives you a rainy day/emergency/life happens fund. It has saved me several times, with a leaky water heater, car troubles, or even helping me save for a down payment on a house.
If you could retire anywhere, where would it be?
If I could retire anywhere well It wouldn't be just one place; it would be buying an RV (not too big, not too small) and driving around the country with my soon to be husband. The thought of being able to see family whenever we wanted, cross stuff off our bucket list or being able to stop anywhere to make dinner, or play video games with the backdrop of the Atlantic Ocean or the Great Lakes, brings a smile to my face.
If you had to eat one meal, every day, for the rest of your life, what would it be?
Just one? I'd have to say it would be ramen, but as long as I get to have different kinds of ramen, plain ramen, vegetable ramen, meat ramen, cold ramen. Man, now I'm hungry!
What has been the best piece of financial advice you have ever received?
Always try and keep $100 extra in your account. Pretending you have $100 less than you actually do helps leave a buffer zone and gives you some extra emergency money.