WSU Alumni Association
We partner with the WSUAA to bring you special offers.
WSUAA Personal Loan Offer
WSUAA members: You could get a $150 bonus when you finance a new personal loan with BECU.1 Borrow up to $30,000 in one lump sum to consolidate high-interest rate balances into one monthly payment. Rates are as low as 8.99% APR, and you can pick a due date that works for you.
Personal Loan Benefits
- Fixed rates that won't change.
- Loan terms up to six years or 72 months.2
- No origination fee.
- A simple application process with no fee to apply.
Pay For What Matters
A personal loan can be used for things like:
- Unexpected expenses.
- A personal emergency.
- Medical expenses.
- Vacation funds.
- Wedding costs.
Earn a Better Rate
After you receive funding for your personal loan, you are automatically enrolled into our Loan Reprice Program.
We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score and your account is in good standing, you might earn a better rate (if you're not already receiving our lowest published rate). We'll update your APR and let you know.
How To Apply:
Apply online by clicking the link below. Remember to use promo code WSUAALOAN.
WSU $150 New Member Offer4
Calling all Cougs: Here's a great way to show your pride. Open a BECU savings and checking account, get a WSU debit card and complete the required transactions to receive a $150 bonus.4 Plus, you can help make a difference for future Cougs — BECU will donate $150 for each new member to the WSU First-Gen Lending Library.5
The WSU First-Gen Lending Library removes financial barriers by providing valuable resources like textbooks and professional exams to students who are among the first in their families to attend college.
$150 New Member Offer
You may be eligible to receive a $150 bonus for opening a savings and a checking account, ordering a WSU debit card, and meeting our simple transaction requirements.
Plus, BECU will donate $150 for each new member to the WSU First-Gen Lending Library.
A: Complete five or more qualifying actions from this list:
- Make a purchase using your BECU WSU Debit Mastercard.
- Write a check or electronic check.
- Make a payment using the BECU Bill Payment service.
B: Deposit $500 or more into your checking.
Promo Code: FORCOUGS
Offer valid through: 12/31/2023
1Offer available to WSUAA members only. Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Offer valid for funded personal loans using promo code WSUAALOAN by December 31, 2023. BECU is not required to pay the promotional incentive for loans funded without the appropriate Promo Code. Once your loan is funded, we will deposit the $150 bonus to the primary borrower's BECU Member Share or Member Advantage savings account within 90 days of loan funding. Limit of one $150 bonus per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year-end. Other terms, limitations, and conditions may apply. BECU reserves the right to terminate this offer at any time. This promotion cannot be combined with any other promotions.
2Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term and loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised APR in effect as of Aug. 14, 2023, and is based on a loan balance of $25,001-$30,000, excellent credit, and 48-month repayment. Actual APR based on applicant creditworthiness, loan amount, and loan term, and may be higher than the lowest rate advertised above. Loan program offered including rates, terms and conditions are subject to change without notice. Payment example for a 48-month, $10,000 loan with an interest rate of 9.24%, the APR would be 9.24% with monthly payments of $249.99.
3Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.
4For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account, ordering a WSU debit card, using promo code FORCOUGS by December 31, 2023, and meeting the transaction requirements within 30 days of account opening. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. Accounts must remain open for 90 days or more. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $150 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Accounts must be open and in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU reserves the right to terminate this offer at any time.
To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.
5The WSU First-Gen Lending Library will receive the $150 donation for every new primary member who established a Member Share savings and checking account, ordered a WSU debit card and met required transactions within 30 days of account opening using promo code FORCOUGS by 12/31/2023. A one-time cumulative donation will be made to the WSU First-Gen Lending Library within 120 days following the conclusion of the promotion period. No charitable receipt will be provided.
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