Students walk past Bryan Hall.

WSU Alumni Association

We partner with the WSUAA to bring you special offers.

Pay With Coug Pride, You Could Win WSU Prizes

Calling all Cougs — enter to win WSU prizes!

From March 1-31, 2024, use your BECU WSU credit card to make five or more purchases and you'll be entered to win signed WSU prizes and 2024 WSU football season tickets.

WSU Credit Card

FIVE OR MORE PURCHASES BETWEEN MARCH 1-31, 2024 TO BE ENTERED TO WIN. Retail value of prize is $2,750. The promoter and sponsor of the contest is BECU, PO Box 97050, Seattle, WA 98124-9750. Official rules are displayed at www.becu.org/wsu-swipe-to-win. You must be 18 years of age or older to enter. You need not be present to win. All BECU employees, Board members, Supervisory Committee members and their families are ineligible. Odds of winning will depend on the number of entries received. The winner will be notified by telephone or email.

Home Equity Line of Credit (HELOC) Offer

Check off your renovation wish list with a BECU home equity line of credit. Now through March 31, PCC members can earn a $150 bonus when they apply for and open a new HELOC of $25,000 or more.1 Use promo code WSUAAHELOC when you apply.

A smiling family in fron tof their home.

What Is a HELOC?

A home equity line of credit (HELOC) can help you make progress on goals such as paying for home repairs or renovations, consolidating debt, building your emergency fund and more. HELOCs are tied to the equity in your home, so they may deliver better rates than credit cards or personal loans.

How It Works

  • Apply for the funds you need by tapping into equity from your home.
  • Funds are withdrawn during a draw period.
  • You have the option to delay principal payments until the payback period. (Monthly interest-only payments still required.)

HELOC Features and Benefits

A personal loan can be used for things like:

  • Rates are typically lower than personal loans and credit cards.
  • There's no application fee.2
  • Loans up to $500,000.
  • No origination fee.
  • No appraisal costs, title insurance fees, document mailing fees or pre-payment penalty fees.

How To Apply:

Apply online by clicking the link below. Remember to use promo code WSUAAHELOC.

You can also make an appointment to apply in person at your nearest BECU location. Call us at 800-233-2328.

Not a member? You can apply for membership and see how you can save more.3

Offer valid 1/1/2024 to 3/31/24.

WSU $150 New Member Offer4

Calling all Cougs: Here's a great way to show your pride. Open a BECU savings and checking account, get a WSU debit card and complete the required transactions to receive a $150 bonus.4 Plus, you can help make a difference for future Cougs — BECU will donate $150 to the WSU First-Gen Lending Library for each new member.5

The WSU First-Gen Lending Library removes financial barriers by providing valuable resources like textbooks and professional exams to students who are among the first in their families to attend college.

Smiling family wearing Washington State University apparel

$150 New Member Offer

You may be eligible to receive a $150 bonus for opening a savings and a checking account, ordering a WSU debit card, and meeting our simple transaction requirements.

Plus, BECU will donate $150 to the WSU First-Gen Lending Library for each new member.

Transaction Requirements

Option A: Complete five or more qualifying actions from this list:

  • Make a purchase using your BECU WSU Debit Mastercard.
  • Write a check or electronic check.
  • Make a payment using the BECU Bill Payment service.

Option B: Deposit $500 or more into your checking.

Promo Code: FORCOUGS

Offer valid through: 12/31/2024

WSU Debit Card

Free Homebuying Seminars

Our seminars cover it all: How to prepare your credit, develop a budget and apply for a mortgage, as well as presenting your offer, going through the appraisal and inspection and other useful tips.

Cartoon image of house with clouds

1Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. BECU must be able to perfect a first or second mortgage lien on your one-to-four family residence. Borrower will not have to pay any upfront fees to open the HELOC in normal circumstances. Borrower is required to pay for optional services (e.g., if borrower retains an attorney that borrower is not required to use). In South Carolina, where the law requires use of an attorney, BECU will be solely responsible for paying all attorneys' fees and costs necessary to open the HELOC and will perform this responsibility fully by paying all reasonable attorneys' fees and costs related specifically to the closing based on rates typically charged by attorneys in the local market for the closing of similar HELOC transactions. Additional state or local mortgage fees or taxes may apply. If the title report shows more than one existing lien, judgments, deceased owners, or other title issues, or if the appraisal shows problems with the subject property, then Borrower may be required to pay third parties to subordinate or otherwise resolve such title issues and/or to repair or otherwise resolve such property problems. These third-party charges may range from an average of $150 to $775 based on the specific circumstance. This range of charges does not include estimates for the costs of home repairs. Borrower will be required to pay for hazard insurance (including flood insurance, if applicable) throughout the term of the HELOC. When the HELOC terminates, Borrower will be required to pay a reconveyance fee at the time of payoff. Loan programs, terms, and conditions are subject to change without notice. BECU will deposit $150 into your BECU savings account 60 days from the date the HELOC originates and may be reported to the IRS on form 1099MISC at year end. Your BECU account(s) must be open and in good standing at the time of promotion payout to receive the bonus deposit. BECU will not deposit bonus funds to closed account(s). This offer cannot be used to refinance, in whole or in part, any BECU home equity loan or line of credit. BECU employees are not eligible. Fixed Rate Advances obtained on existing HELOCs are also excluded from this offer. BECU reserves the right to terminate this offer at any time. Offer expires: 3/31/2024. Boeing Employees' Credit Union NMLS ID 490518.

2During the HELOC draw period, your monthly payment will equal the amount of accrued interest, subject to the lesser of $100 or your outstanding balance. Because the minimum monthly payment during the draw period is interest only, your principal balance may not be reduced. At the end of the draw period, your monthly payment will increase and equal the amount of principal and interest necessary to pay off the loan balance by the end of the 180 month repayment period. Your payments during both the draw and repayment periods will not include amounts due for property taxes and insurance. The APRs for BECU's HELOCs are variable and are based on the highest Prime Rate as published in the Wall Street Journal on the last day of the previous month plus an applicable margin. Current HELOC rates range from 8.74% - 11.34 as of 1/1/2024 and are subject to change. The maximum APR that can apply to BECU's HELOCs is 18%. APRs do not include costs other than interest.

3Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.

4For new BECU members only, age 18 and older. Must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account, ordering a WSU debit card, using promo code FORCOUGS by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. Accounts must remain open for 90 days or more. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $150 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Accounts must be open and in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU reserves the right to terminate this offer at any time.

To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.

5The WSU First-Gen Lending Library will receive the $150 donation for every new primary member who established a Member Share savings and checking account, ordered a WSU debit card and met required transactions within 30 days of account opening using promo code FORCOUGS by 12/31/2024. A one-time cumulative donation will be made to the WSU First-Gen Lending Library within 120 days following the conclusion of the promotion period. No charitable receipt will be provided.

Federally insured by NCUA.