Manage ATM and Debit Limits in the Mobile App
For security, all members have daily limits on debit transactions and ATM withdrawals. Learn how you can quickly and easily request exceptions to your daily withdrawal and spending limits.
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Need to make a purchase or withdraw extra cash? You can now request temporary adjustments to your ATM withdrawal and debit card transaction limits directly from the BECU mobile app.
In the past, requesting a temporary exception to your daily limits meant calling BECU or sending a message through Online Banking. Now you can open the app, follow a few simple steps and submit your request in seconds.
Why BECU Has Daily Access Limits
Daily limits are a common security feature used by financial institutions to reduce the risk of fraud. These limits cap the total amount of money that can be withdrawn from ATMs or spent using your debit card in a single day, and they apply to all transactions made by you and any other person you share an account with.
For example, if your debit card were lost or stolen and used before you could report it, your daily limits would help minimize the amount that could be fraudulently withdrawn or spent.
Adjusting Your Daily Limits in the BECU Mobile App
You can request an exemption if you're a primary account holder or authorized signer. Visit the access limits support page to see how other account types can manage exceptions.
To view your daily limits and request a change:
- Open the app and sign in.
- Select Card Manager in the menu.
- Tap on the image of your card.
- Select Daily Limits and Usage and the checking or savings account you'd like to view.
- Select Change next to the limit you would like to adjust.
- Follow the on-screen instructions. Your request will be immediately approved, or in some cases, BECU may need to review further.
Any time a limit change is requested, we will automatically mail a disclosure letter to the primary account holder. If you ever receive a disclosure for a limit change you did not request, contact us immediately.
Whether you're planning a big purchase, traveling or need more flexibility for the day, you can make adjustments quickly and easily and on your schedule. It's just one more way BECU is making banking more convenient.
