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Partner Offers

BECU partners get access to special deals

Personal Loan Offer

You could receive a $150 bonus when you apply for and finance a new personal loan with BECU.1 Borrow up to $30,000 in one lump sum to combine high-interest rate balances into one monthly payment. Rates are as low as 9.99% APR, and you can pick a due date that works for you.

Personal Loan Benefits

  • Fixed rates that won't change.
  • Loan terms up to six years or 72 months.2
  • No origination fee.
  • Flexible repayment terms.
  • A simple application process with no fee to apply.

Pay For What Matters

A personal loan can be used for things like:

  • Unexpected expenses.
  • A personal emergency.
  • Medical bills.
  • Vacation funds.
  • Wedding costs.

You Could Earn a Better Rate

After you receive funding for your personal loan, you are automatically enrolled into our Loan Reprice Program.

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score and your account is in good standing, you might earn a better rate (if you're not already receiving our lowest published rate). We'll update your APR and let you know.

How To Apply

Apply online by clicking the link below. Remember to use promo code PARTNERPL.

Apply Now

You can also make an appointment to apply in person at your nearest BECU location or call us at 800-233-2328.

Not a member? You can apply for membership and see how you can save more.3

Offer valid July 1 through Sept. 30, 2024.

Related Links

1Offer available to preferred partners only. Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Offer valid for funded personal loans using promo code PARTNERPL by Sept. 30, 2024. BECU is not required to pay the promotional incentive for loans funded without the appropriate promo code. Once your loan is funded, we will deposit the $150 bonus to the primary borrower's BECU Member Share or Member Advantage savings account within 90 days of loan funding. BECU will not deposit bonus funds to closed accounts. Limit of one $150 bonus per loan and per member. Offer bonus may be reported to the IRS on form 1099-MISC as income at year-end. Other terms, limitations, and conditions may apply. BECU reserves the right to terminate this offer at any time. This promotion cannot be combined with any other promotions.

2Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term and loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised APR in effect as of July 1, 2024, and is based on a loan balance of $25,001-$30,000, excellent credit, and 48-month repayment. Actual APR based on applicant creditworthiness, loan amount, and loan term, and may be higher than the lowest rate advertised above. Loan program offered including rates, terms and conditions are subject to change without notice. As a payment example for a 60-month, $15,000 loan with an interest rate of 10.49%, the APR would be 10.49% with monthly payments of $322.44.

3Member Share or Member Advantage savings account required to establish membership; not everyone will qualify.