Changes to Business Checking Accounts

Changes to Checking Accounts to Benefit Our Members

We have been working on industry-competitive enhancements to our business deposit accounts.

More Transactions Without A Fee

We appreciate that you've chosen BECU for your business banking needs. We want to position you to grow your business. In order to help you do that, we've changed the pricing structure of our Business Basic and Interest Checking Accounts so that you can conduct more transactions in a single month without incurring fees.

What are the changes?

Starting April 1, 2017, your BECU Basic or Interest Checking Account will have higher transaction thresholds that allow for more transactions without a fee.

Changes to Business Checking Accounts
Changes to Business Checking Accounts

Note on combined total balances, we tally the total balance you keep with BECU – including balances from all your business deposit accounts, business loans, and outstanding balances on your business line of credit.

What does this mean for you?

It likely means that you will either have NO fees or FEWER fees. This change is entirely designed to benefit your business. 

Also when you make deposits at a BECU ATM or through the high-speed online deposit scanner, we only count the first deposited check. All other checks are not counted towards the transaction threshold. However note that each batch can include up to 30 deposited items at a time. This benefit means that, depending on where you make your deposits, you can have hundreds of deposited items in a single month before you may be charged a nominal fee*.

Changes to Business Checking Account

What hasn't changed?

There is still NO monthly maintenance fee to have a BECU Basic or Interest Checking Account. You'll still enjoy all of your current benefits and services, such as online banking and mobile banking with bill payment and online deposits. Make sure that you take advantage of everything that your account has to offer. Learn more about BECU Basic and Interest Checking


We are happy to help answer any questions that you may have. Call a BECU representative at 800-233-2328. You can also send us a secure message using the Message Center in online banking.

Thank you for being a valued business member!

*Please note the following transaction types have no threshold and no per item fee: all electronic debits/credits including debit card, ACH, wires, transfers, bill payment and ATM withdrawals. Deposits made using online banking or an ATM, the entire transaction is considered one deposited item.

**Balance is the average balance of the combined checking, savings, money market and CD accounts plus the outstanding principal balance of any loan and line of credit accounts.  Accounts are considered combined if linked to the same tax ID.