Money Tips to Prepare for Upcoming Travel
A big part of getting ready for an upcoming trip is keeping your financial life on track while you’re gone. Whether you’ll be traveling out of state or abroad, this planning guide can help you prepare and protect yourself financially for a worry-free trip.
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There are some important steps and things to know before you leave to make sure you'll have easy, reliable access to your money and your personal property remains secure. Use the information below to help you prepare your accounts, your wallet, and your personal security for upcoming travel.
Prepare Your Accounts
Travel notificationsIt's a good idea to notify BECU and your other financial service providers about upcoming travel plans. Transactions that don't fit into your normal routine look suspicious to sensitive fraud detection systems that monitor accounts for unusual activity. When you travel, it can be difficult for these systems to tell between your legitimate purchases and potentially fraudulent transactions.
It only takes a few minutes to digitally notify BECU to prevent your debit or credit card from being blocked by the system trying to protect your account. You can set a travel notification up to 60 days in advance to cover up to 90 days of traveling. When setting a travel notification, be sure to include each location you plan to visit including short-term layovers.
Set a travel notification in Online Banking:
- Log in to Online Banking.
- Select Account Services.
- Navigate to the Cards section.
- Select Travel Notification.
- Enter your travel dates and destinations.
- Select all the cards you intend to use on your trip.
- Provide contact information.
Set a travel notification in the mobile app:
- Expand the dropdown menu.
- Select Travel Notifications.
- Follow the on-screen instructions.
Important: If our fraud monitoring systems ever detect suspicious charges on your account, BECU will attempt to contact you before locking the account to prevent unauthorized transactions.
Account holders with different destinations?
If account holders will be traveling to different places during the same period, you'll need to contact us to place a note on the account. For example, if your partner will be on a business trip in California while the rest of the family visits Mexico.
If account holders will be traveling to different places during the same period, you'll need to contact us to place a note on the account. For example, if your partner will be on a business trip in California while the rest of the family visits Mexico.
Changing a travel notification?
If you modify your travel notification during your trip, you'll need to update the travel start date to the current date - a travel notification cannot start in the past. You can only place one travel notification on your account at a time. If you have a notification set for future travel, and you book another trip with an earlier departure date, you'll need to delete the existing notification and create a new notification for the earlier trip.
If you modify your travel notification during your trip, you'll need to update the travel start date to the current date - a travel notification cannot start in the past. You can only place one travel notification on your account at a time. If you have a notification set for future travel, and you book another trip with an earlier departure date, you'll need to delete the existing notification and create a new notification for the earlier trip.