12 Year Mortgage

12-Year No Fee Mortgage

Refinance your loan to a 12-year no-fee mortgage.

prentis j., tacoma

Refinance your Loan to a 12-Year No-Fee BECU Mortgage

The BECU 12-year mortgage* lets you:

  • Refinance your existing mortgage without additional BECU fees

  • Lock in your low rate for up to 45 days from application

  • Get a loan amount of up to $417,000

12-Year No-Fee Mortgage Rates

Rates As Low As

APR Effective 1/17/2020*


12 Year Fixed

Refinance Only - 12 Year No Fee

*See important information about rates, fees and other costs

Interested in more information on the home refinancing process or additional strategies for reducing debt? Check out these tools and resources.

Rates Won’t Stay This Low for Long

Take advantage of BECU’s quick, no-hassle application—act today!