12 Year Mortgage

12-Year No Fee Mortgage

Refinance your loan to a 12-year no-fee mortgage.

prentis j., tacoma

Refinance your Loan to a 12-Year No-Fee** BECU Mortgage

The BECU 12-year mortgage lets you:

  • Refinance your existing mortgage without additional BECU fees

  • Lock in your low rate for up to 45 days from application

  • Get a loan amount of up to $417,000

12-Year No-Fee Mortgage Rates

Rates As Low As

APR Effective 1/15/2021*

3.022
%
APR

12 Year Fixed No Fee

Refinance Only

*See important information about rates, fees and other costs

Apply Now

Interested in more information on the home refinancing process or additional strategies for reducing debt? Check out these tools and resources.

Financial Guidance Article

Reducing Debt
Financial Guidance Article

Better Budgeting

Rates Won’t Stay This Low for Long

Take advantage of BECU’s quick, no-hassle application—act today!

Apply Now

**Loans are subject to credit approval and other underwriting criteria and not everybody will qualify.  Certain restrictions apply.  Home Loan programs, terms and conditions subject to change without notice. Boeing Employees' Credit Union NMLS ID 490518.