12-Year No-Fee Mortgage Rates
APR Effective 10/18/2021*
12 Year Fixed No Fee
Refinance Your Loan to a 12-Year No-Fee Mortgage
The BECU 12-year mortgage lets you:
Refinance your existing mortgage without additional BECU fees
Enjoy significant savings in interest
Get a loan amount of up to $548,250
Limited Time Offer
Save on Select Loans
0.25% APR rate reduction*
Save on select home, auto, home equity and personal loans. It's one of the many ways BECU can help members save money.
*Published rate includes 0.25% rate discount.
Interested in more information on the home refinancing process or additional strategies for reducing debt? Check out these tools and resources.
*The 0.25% 12-year no fee mortgage rate discount ends on 11/12/2021 and is eligible for primary residences only. To qualify for the 0.25% rate discount, borrowers must lock in their rate between 10/4/2021 and 11/12/2021.
Mortgage loans are subject to membership, credit approval, and other underwriting criteria; not every applicant will qualify. Certain restrictions apply. Home loan programs, terms, and conditions are subject to change without notice. 12-Year No Fee loans are for refinances only. Borrower is responsible for paying other financial institution fees and charges related to the existing loan (for example, payoff demand, statement fee and/or a reconveyance fee) as well as any prepayment penalty imposed by that lender. The borrower is responsible for payment of per diem, interest, payment of property taxes, and insurance premiums (if due).