BECU Visa Card Benefits

Your Card Just Got More Awesome

What Doesn't This Card Do?

When we made this card, we asked ourselves: What would we want? Then we got to work. In addition to low rates and few fees, each card comes with the additional benefits below. We want our members to be assured that they are making a safe, secure and protected transaction every time they pay. It's just the right thing to do.

Know Before You Pay:

  • Purchases are only covered when the entire purchase (not a portion) is charged to the BECU Visa®.

  • Benefits are accessed by simply contacting the provider. Find the contact info here.

  • If you're not sure what is covered under your card's insurance, please ask

  • Every BECU Visa card has varying benefits! Ensure you are reviewing the benefits that match your card. This page describes benefits specific to the traditional, low APR BECU Visa.

  • Some benefits, like Roadside Dispatch, may have added fees for certain services. Don't worry though; we'll be sure you are informed of any fees before you elect to participate.

  • Be sure you bookmark and consult the Visa Guide to Benefits for complete terms, conditions, and benefit details. With so many benefits, it helps to keep this information on hand.

  • Additional questions? Contact us.

Ensure your new purchase goes the distance with your Visa card's Extended Warranty Protection, allowing you to manage and even extend potential warranties beyond their original protection. 

Access these features with a simple toll-free call found here.

ID Navigator Powered by NortonLifeLock is a service that provides credit card holders with the tools to help stay informed of potential threats to their identity.

  • Dark Web Monitoring continuously patrols the dark web and private forums looking for personal information that may belong to you. Should it be found, notifications are sent with suggested steps.
  • Data Breach Notifications sends notifications on large-scale breaches so you can act quickly should a breach affect your personal information.
  • Stolen Wallet Assist A stolen wallet can mean a lost identity. If your wallet is stolen you will receive guidance to help you cancel or replace key documents like your credit cards, driver's licenses, Social Security cards, insurance cards and more.
  • One-Bureau Credit Monitoring Alerts helps you stay on-top of your credit to help detect fraud more quickly, alerts are sent when key changes are made to your credit file with a major credit bureau.1
  • Credit, Bank & Utility Account Freezes provides instructions and links so you can quickly freeze credit, bank and utility files with each consumer reporting company to help protect you against criminals opening unauthorized accounts in your name.
  • Restoration Assist U.S.-based Identity Restoration Specialists are available Monday to Friday 6 a.m. – 5 p.m. PST with guidance and with next steps to assist you should you become a victim of identity theft or other suspicious activity. Note: Visa Cardholders will have access to special discounts if they are interested in purchasing a more robust identity theft offering that includes features such as the LifeLock Million Dollar Protection™ Package.
  • U.S.-based Member Services & Support is available Monday to Friday 6 a.m. – 6 p.m. PST; and Saturday 7 a.m. – 1 p.m. PST.

NortonLifeLock™ is the benefit provider and is solely responsible for the program and all its associated services. Neither Visa, BECU nor Asurion, LLC shall have any responsibility or liability in connection with NortonLifeLock™ rendering of the service.

To confirm eligibility and enroll, visit

Roadside Dispatch is a pay-per-use roadside assistance program.  It saves you money over traditional roadside assistance programs, providing security and convenience wherever your travels take you. From towing to tire changing, jump starting to lockout service, standard winching and even fuel delivery. Click here to get the help you need.

Pack your peace-of-mind and leave your worries behind. Cardholders are connected with their needed resources when traveling 24 hours a day, 365 days a year. Benefits include everything from emergency ticket replacement and lost luggage service, to translation services and even prescription assistance.

Visa Account Updater (VAU) is a free service that helps you avoid missed payments when your credit card expires. The VAU service updates your BECU credit card expiration date and account number with participating merchants, such as subscription services, online retailers, or utility companies.

Not only does the card cover insurance if you cancel the trip, but insurance when you're on the trip! What's more, the coverage applies no matter what corner of the world you're in. Simply pay for your airline, cruise line, or  train travel with your BECU Visa and be eligible to receive travel accident insurance up to $500,000.*

*Some restrictions may apply. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Your Questions, Answered 

We love talking to our members! Need to learn more about your covered benefits or how to access them? Contact the provider for each benefit. Contact info (and more details) is found by clicking here.

Need additional help from BECU? Call us: 800.233.2328. You can also send us a secure message on the BECU app, or when logged into Online Banking.

No one can prevent all identity theft.

1Two requirements must be met to receive the One-Bureau Credit Monitoring feature: (i) your identity must be successfully verified with Equifax; and (ii) Equifax must be able to locate your credit file that contains sufficient credit history information. If these requirements are not met, you will not receive credit features from Equifax. You will receive Credit Features once the verification process is successfully completed. Any credit monitoring from Equifax will take several days to begin after your successful plan enrollment.