Unlimited 2% cash back
Easy cash back, every time you spend. No spending caps, no complicated formulas – just 2% cash back on every purchase.
Plus, receive a $200 bonus after spending $2,0002 in the first 90 days and 0% introductory APR for 6 months on purchases3 and on balance transfers4 completed within the first 90 days. After that, interest rates range from 18.74% to 28.99% APR. See rates and details.
Discover a cash back credit card designed to keep more money in your pocket
Enjoy reliable cash back that never expires with the Rise Cash Back Credit Card. Start earning today.
Cash back that's yours to keep with no limit on earning
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2% cash back on all purchases
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No expiration on cash back
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No caps on spending
No Annual Fees5
$200 cash back bonus
Additional Benefits
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Special guest status at 900+ Visa Signature Luxury Hotel properties
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Up to 25% off base rates on qualifying rentals from Avis and Budget
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Receive up to 8% in travel credits for flights, stays, car rentals, attractions, taxis and more on Booking.com
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Exciting perks at Universal Studios Hollywood and Universal Orlando Resort
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Built-in fraud protection and account alerts
See your prequalified offers in minutes
You could enjoy the advantages of a credit card backed by a credit union that puts its members first.1
Cash Back Credit Card FAQs
You can apply for the BECU Rise Cash Back Credit Card by submitting an application online, through Video Banking, or in person at any of our Neighborhood Financial Centers. If you're a current BECU member, simply log in to Online Banking and select 'Apply for Credit Cards & Loans'. If you are not a current member, you will need to apply for a free BECU membership at the same time you apply for a credit card.
With the Rise Cash Back Credit Card, you'll earn 2% cash back on every purchase. For example, if you spend $1,000, you'll earn $20 in cash back.
To prequalify for a BECU credit card, simply click “Check my prequalification” and provide a few basic details. The process takes only a few minutes and BECU uses a soft credit inquiry to determine your eligibility, which does not impact your credit. A hard inquiry is only performed if you choose to submit a full application, and it could temporarily impact your credit score.
There's no limit to the cash back you can earn with the Rise Cash Back Credit Card — you can spend and earn as you please.
Cash back means you earn a certain percentage — in this case, 2% — on everyday purchases. That money is applied to your credit card balance as a statement credit or deposited into your checking or savings account.
Smart credit starts here
Make the most of your credit card spending and learn how to strengthen your financial health.
