Cash Back Visa Card Benefits

Peace-of-Mind Comes with One Card

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The BECU Cash Back Visa® provides benefits for cardholders that are in addition to our BECU Visa! So, on top of all the perks traditional cardholders receive, members using the Cash Back Visa enjoy Price Protection, Baggage Delay Protection, Lost Luggage Reimbursement, and Trip Cancellation/Trip Interruption benefits.

Now that's a truly rewarding card.

Know Before You Pay

  • Purchases are only covered when the entire purchase (not a portion) is charged to the BECU Cash Back Visa.

  • Benefits are accessed by simply contacting the provider. Find the contact info here.

  • If you're not sure what is covered under your card's benefits program, please ask

  • Every BECU Visa card has varying benefits! Ensure you are reviewing the benefits that match your card. This page describes benefits specific to the BECU Cash Back Visa.

  • Be sure to bookmark and refer to the Visa Guide to Benefits for complete terms, conditions, and benefit details. With so many extra benefits, it helps to keep this information on hand.

  • Additional questions? Contact us.

No need to purchase rental company's collision damage insurance, the cash back card offers insurance coverage for car, truck or van rentals. Rent confidently knowing the benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. Note: be sure to check with your auto rental or insurance company about separate liability insurance requirements.*

Covered losses include:

  • Physical damage and/or theft of the covered rental vehicle

  • Valid loss-of-use charges imposed and substantiated by the auto rental company

  • Reasonable and customary towing charges, due to covered theft or damage, to the nearest qualified repair facility 

*Some restrictions may apply. Coverage does not include liability insurance, including damages to other property or coverage for injuries to any party. Please contact the Benefit Administrator  to inquire about a specific vehicle and for full coverage details. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

If your baggage is delayed or misdirected for more than four (4) hours from the time you arrive at your destination, you're eligible to receive a reimbursement up to $100 per day with a maximum of 3 days (or $300) on everything from your clothes to shoes to even that teddy bear your niece had to have.

What items are not covered? Refer to the Visa Guide to Benefits for a complete list of what isn't covered by the Baggage Delay Protection.

You took care packing that bag, now we take care of you if it's lost! If your checked luggage is lost by the carrier or stolen, you may be eligible to receive a reimbursement of up to $1,250.*


Please Note: Cardholders must take all reasonable means to protect, save and/or recover their checked luggage at all times. Coverage is secondary to and in excess of any common carrier- provided benefits.

*Some restrictions may apply. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Bought something, only for the price to drop just days later? Great news: The waiting game is over. Buy what you like, when you like. Your BECU Cash Back Visa offers protection on the price of an item for 60 days after you buy it. That's sixty days for an item you purchased to drop in price, and for you to get that price difference – up to $500 per item – refunded.


The item must be purchased in the United States. You can receive a total refund of up to $2,500 a year*.

Please Note: Price Protection is secondary to and in excess of store policies offering a lowest-price guarantee or any other form of refund for price differences.

*Some restrictions may apply. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Roadside Dispatch is a pay-per-use roadside assistance program.  It saves you money over traditional roadside assistance programs, providing security and convenience wherever your travels take you. From towing to tire changing, jump starting to lockout service, standard winching and even fuel delivery. Click here  to get the help you need.

*Roadside Dispatch may have additional fees for service. All fees will be informed prior to participation.

Pack your peace-of-mind and leave your worries behind. Cardholders are connected with their needed resources when traveling 24 hours a day, 365 days a year. Benefits include everything from emergency ticket replacement and lost luggage service, to translation services and even prescription assistance.

Trip cancelled due to injury or illness? Now the only thing you're out is lost memories – not lost cash, too. In the event your trip is cancelled or interrupted due to injury, illness, or another covered benefit, you will be reimbursed for up to $2,000.*

*Some restrictions may apply.  Subject to the terms and conditions in the BECU Visa Guide to Benefits. For complete coverage details, refer to the BECU Visa Guide to Benefits

Ensure your new purchase goes the distance with your Visa card's Warranty Manager Service, allowing you to manage and even extend potential warranties beyond their original protection. The service includes both Warranty Registration and Extended Warranty Protection.

Access these features with a simple toll-free call found here.

Not only does the card cover insurance if you cancel the trip, but insurance when you're on the trip! What's more, the coverage applies no matter what corner of the world you're in. Simply pay for your airline, cruise line, or  train travel with your BECU Visa and be eligible to receive travel accident insurance up to $500,000.*

*Some restrictions may apply. Subject to the terms and conditions in the BECU Visa Guide to Benefits.

Your Questions, Answered 

We love talking to our members! Need to learn more about your covered benefits or how to access them? Contact the provider for each benefit. Contact info (and more details) is found by clicking here.


Need additional help from BECU? Call us: 800.233.2328. You can also send us a secure message on the BECU app, or when logged into Online Banking.