How Much Car Can Your Afford

See How Much Car You  Can Afford

Use our car-buying calculator to determine the right car for your budget.

It's not the right vehicle for you if the payment takes all the fun out of driving it. A vehicle should be something that moves you, says a little something about your personality, and most importantly, doesn't stress your budget.

Use our helpful car-buying calculator to determine the car, truck or van to fit your lifestyle:


Play around with the numbers to find an ideal monthly payment. Remember that depending on your state, you will pay a sales tax at the point of sale in addition to the cost of the car.

  • Input a vehicle purchase price (tack on an estimated sales tax)
  • Add a down payment (this can be cash or value from a trade-in vehicle)
  • Choose the time you will need to pay back the loan (usually 36 – 84 months)
  • Estimate your interest rate (interest rates generally increase at 60, 72 and 84 months,  and for vehicles older than two years)

Still have questions about your budget? BECU has an additional guide to help you understand just how much you should set aside each month for your new wheels. It only takes a few minutes, and is a helpful tool to try before you buy.

Buying a Car: Know Your Budget.