Auto, Home and Renters Insurance

BECU is proud to partner with MetLife Auto & Home®, a leading provider of auto, home and renters insurance, to give our members access to MetLife ChoiceSM, an online tool that allows you to compare services and coverage options from multiple providers to meet your specific coverage needs.

Features & Benefits of MetLife Choice:

  • Personalized quotes from highly rated insurance carriers
  • Ability to review coverage options and premiums online
  • Competitive rates and bundling discounts
  • Special BECU member pricing and good driver rewards

Policyholders on average saved $591* on auto insurance with MetLife Auto & Home insurance.

Quick Tip: Do an annual premium check every year.

It's easy to compare coverage options and premiums to ensure your insurance is meeting your current needs. Additionally, be sure to inquire about special pricing that may be available to you as a BECU member.

How do I get started?

  1. Visit MetLife Choice to get started.
  2. Compare multiple personalized quotes.
  3. Choose the policy that best fits your needs.

Don't want to get your quote online? Just call 1-844-271-6361 to speak with a knowledgeable advisor.

Auto Insurance

Auto insurance provides protection for things like accidents, damages and theft.

  • Coverages include: comprehensive, collision, uninsured motorist and liability coverage for both bodily injury and property damage.
  • Many carriers provide the option to add additional coverages to your policy to increase your protection and peace of mind. MetLife Auto & Home, however, automatically includes both replacement cost for total loss and replacement cost for special parts policy coverages.
  • MetLife Auto & Home offers qualified individuals discounts for things like claim-free driving and for bundling home and auto policies. It also offers savings for insuring multiple vehicles and rewards to good drivers that could save them money.
Insurance Auto

Homeowners Insurance

A homeowners insurance policy protects not just the physical structure of your home, but also its contents**.

  • Coverage typically protects your home and personal belongings from damage caused by various perils, such as fire, explosion, windstorm, theft and vandalism**. Liability coverage provides financial protection from accidental injuries to others occurring on your property.
  • With most carriers, you can opt for added protection beyond actual cash value (ACV) coverage, called replacement cost coverage. This coverage generally reimburses the full cost to rebuild your home, if necessary, subject to your policy's limitations and deductible amounts.
  • Buying homeowners coverage may also help you save money when you bundle it with your auto policy from the same carrier. MetLife Auto & Home customers have saved $855* on average by bundling their auto and home insurance.
Insurance Home

Renters Insurance

When you're renting the place you call home, protecting your belongings is important. Renters insurance provides financial protection for things like your furniture, unattached appliances and clothing**.

  • A policy protects your personal property from losses due to incidents like fire, theft and vandalism, generally at the actual cash value at the time of loss, unless you purchased optional replacement cost coverage.
  • If you can't live in the property due to a covered loss, it would help pay for living expenses while it's being repaired or rebuilt.
  • Policies generally provide personal liability protection and medical expense coverage to protect you if someone else were hurt while in your rented apartment or home.
Insurance Renters

Frequently Asked Questions

Have a question not listed below? Call 1-844-271-6361 to talk to a MetLife Auto & Home representative.

*Savings are based on MetLife Auto & Home's 2020 countrywide research of new call center MetLife Auto & Home customers' annual average savings in 2019. Statistics do not reflect sales of the products sold on MetLife Auto & Home My Direct® nor products of other insurance companies.

**Subject to certain exclusions, as set forth by the insurance carrier.

MetLife Choice is used by MetLife Auto & Home Insurance Agency, Inc. ("the "Agency") and other independent agencies and captive agents to provide consumers a broad choice of insurance providers. Coverage may be underwritten by carriers unaffiliated with MetLife Auto & Home through the Agency with its principal place of business at 700 Quaker Lane, Warwick, RI 02886. 1-833-885-4831. CA license number: 0D25399.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices at 700 Quaker Lane, Warwick, RI 02886. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Policies have exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, contact your local MetLife Auto & Home Insurance Agency representative, or the underwriting company.

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