Income Interruption Loan

Helping Members Affected by COVID-19

A BECU Income Interruption Loan is a no-interest, 0% APR personal loan up to $1,000 available to all current BECU members facing financial hardship.

Income Interruption Loan Rates as Low as
Personal Loan Rate for Loans up to $1000
APR Effective 8/1/2020

  • Income Interruption Loan is a personal loan
  • Loan amounts between $500 - $1,000
  • 0% APR for up to 12 months**
  • Option to defer your first payment for up to 90 days***
  • Limit of one loan per primary member (e.g., a cosigner on a loan may also apply for themselves)
  • Have more questions? Checkout the frequently asked questions.

Eligibility & Qualifications

  • All BECU members facing financial hardship may apply.
  • Members experiencing a temporary loss of income due to the COVID-19 coronavirus (e.g., furlough status) may qualify (based on approved credit); please contact us before applying should you have questions
  • Members on temporary leave without official furlough or permanently laid off may or may not qualify; please contact us directly before applying to discuss your situation: 800-233-2328

How to Apply

  • Call us at 800-233-2328 ext. 7353
  • Apply directly in Online Banking

Frequently Asked Questions

** Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Advertised APR is based on loan financing up to $1,000 with 12 monthly payments of $83.33 at 0% APR.

***No payment for 90 days is optional.