Unique Home Loan Rates as Low As
APR Effective 12/14/2018*
VA 30 Year Fixed
VA Purchase 0% Down
FHA 30 Year Fixed
Sometimes unusual situations require financing that thinks outside the box, and we‘ve got that covered. If a standard loan just won't meet your needs, explore your options with a variety of non-traditional fixed-rate and ARM loans available at BECU.
VA Loans: You Served, Now Let Us Serve You
We're thrilled to be able to offer men and the women of the armed forces multiple purchase and refinance options that they can apply their VA Certificate of Eligibility (COE). By choosing BECU, you combine the benefits you've earned, including a zero down-payment option, alongside the savings of a not-for-profit credit (like fewer fees).
It all adds up to more money back in your pocket.
No Origination Fees
Purchase or refinance your home in Washington or Idaho using a Veteran Affair's loan, and you'll pay no origination fee.* To qualify, you need to set up automatic payments from a BECU checking or savings account, as well as have a Certificate of Eligibility (COE). That's a home loan with no down payment requirement and no origination fee.
Collapse BECU VA Home Loans
|Who is eligible?||Why choose it|
Qualified veterans, reservists, active duty personnel and eligible family members
No and low down payment options—up to 100% financing
Determine eligibility by obtaining a Certificate of Eligibility (COE) at www.ebenefits.va.gov
No private mortgage insurance regardless of the down payment amount
Limited closing costs and fees
Flexible credit qualification guidelines
Fixed rate and adjustable rate mortgages available
Expand 5/1 Year ARM (Land)
Expand 7/1 Year ARM (Land)
Expand 10-Year Fixed (Land)
Expand 15-Year Fixed (Land)
Expand 20-Year Fixed (Land)
Have more questions about military or special home loans?
To find out more, visit your nearby Neighborhood Financial Center.
Ready to apply?
*BECU reserves it's right to revoke this offer at any time.
**Income limits may apply. Homeownership education at a cost of $75 (paid to Framework) required. HomeReady is a trademark of Fannie Mae. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.