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BECU Home Loans

Flexible home loan financing with experienced guidance every step of the way.

Join BECU Make a Mortgage Appointment

If you’re looking to purchase or build a new home, or refinance or remodel your existing home, our local and experienced mortgage advisors are ready to walk you through every step, from pre-qualification to closing. Check out our loan options below, and find toolkits, calculators and other helpful resources.

Popular Mortgage Loans

Fixed rate mortgage

Fixed-Rate Home Loan

A good choice for long-term homeowners, enjoy flexible terms, fixed rates, and predictable monthly payments.

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Home Equity Loan

Borrow against the equity in your home for improvements and more.

First time home buyers

​​First-Time Homebuyers​

​​Our First-Time Homebuyer program could help you get into your first home.​

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Home Refinance

BECU has a lot of great home refinance options to choose from.

Adjustable rate loan

Adjustable Rate Home Loan

Potentially qualify for a larger home loan and get more house for your money, and enjoy lower monthly payments during the first years of your loan.

Jumbo Loans

Jumbo Home Loan

Loans up to $3 million with flexible down payment options.

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VA Home Loans

Veterans Affairs (VA) home loans offer competitive rates and low fees to qualified military personnel and their families.

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FHA Home Loans

Find the right FHA loan with flexible terms, low down payments and more.

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Home Improvement

Use a home improvement loan to finance your next home remodel project.

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Construction Loans

Build the home of your dreams with a one-time close construction loan.

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Land Loans

Secure the financing you need to purchase land.

Other Ways We Can Help

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Mortgage Rates

Enjoy competitive mortgage rates designed for your home goals.

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Home Refinance

BECU has a lot of great home refinance options to choose from.

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Remodel a Home

Depending on the local housing market, remodeling an older home may be more cost-effective than buying or building a brand-new house.

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BECU Home Rewards

Earn up to 20% of your real estate agent’s commission back when buying or selling a home.

Ready to Find Your Home?

Search available listing through the Northwest MLS. Filter by price, location, property type, or MLS number to explore homes that fit your needs. 

Home search

Let's Connect

There are three ways to get started with home loans today.

833-777-0633
Call
Questions about home loans? Give us a call, we're happy to help.
Apply Online
Get started and apply online today.
Meet With Us
Meet our advisors to learn more or make an appointment.