A woman and man taking a selfie while sitting in the back of their vehicle.

10 Days To Save on Auto Loans

From Sept. 19-28, buy a new or used vehicle at a qualifying dealership and take 0.50% APR off auto loan rates.

Find a Dealership

Drive Away From the Dealership With a Great Rate

Shopping for a new or used car? For 10 days only, you can take advantage of a rate discount — 0.50% off current auto loan rates1 when you buy a new or used vehicle at a participating dealer. That means you could get rates as low as 5.49% APR.2 Plus, you have the option to make no payments for 90 days.3 That's nearly three months of breathing room before your first payment!

How To Get the Discount

  • Visit any participating dealer4 from Sept. 19-28, 2025.4,5
  • Choose a new or used vehicle.
  • Apply for a BECU auto loan and get an on-the-spot financing decision.
  • If approved, receive 0.50% APR off current rates, applied only during the event, Sept. 19-28, 2025.

Why Choose BECU

We put your best interests first. BECU returns profit in the form of competitive rates and low fees to support you and the communities we serve. As a BECU member, you can access free financial services, get discounts to sporting and community events and much more.

Discover the BECU difference.

1Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Auto Event discount of 0.50% APR in effect from September 19-28 2025. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, age of collateral, loan-to-value, loan amount) and may be higher than the lowest rate advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Advertised Auto Event APR as low as 5.49% in effect as of September 19 to September 28, 2025, and is based on financing of a 5-year, $40,000 loan of an established BECU member with an excellent credit score for a car two-years old and newer, with a 90% loan-to-value (LTV) and includes the Auto Event Promotional Discount of 0.50% and a rate reduction of 0.50% for an auto loan amount of $40,000 or greater. Actual rate will be based on applicant's credit worthiness, LTV, loan amount, age of collateral, loan term, and participating dealer receipt of loan application by September 28, 2025. Actual rate may be higher than the advertised rate. Dealer fees may apply. Based on a simple interest rate of 5.49%, a $40,000 loan would have a 5.49% APR and 60 monthly payments of $763.86.

2Loan rates effective 9/1/2025, range from 5.99% to 18% APR based on [credit qualifications, amount borrowed, and term].

3No Payment for 90 Days is optional and must be requested at the dealership and printed on the retail Installment Sales Financing Contract. If you choose this option, interest will accrue on the loan balance during the 90-day period from the date of contract.

4AutoSMART services provided by Credit Union Direct Lending and is not affiliated with BECU. BECU specifically disclaims all warranties with regard to dealers' products and services. Dealer fees apply. Loan program offered including rates, terms, and conditions are subject to change without notice.

5Loan application must be received on-site, at the Fall Auto Event  at a participating dealer between 09/19/2025 to 09/28/2025. Dealer fees may apply. Rate discount qualifies on purchases only. Offer cannot be combined with other offers.

BECU makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to participating dealer products and services and specifically disclaims all other warranties with regard to such properties.