55 ARM

5/5 Adjustable Rate Mortgage

Enjoy the flexibility of a 5/5 adjustable-rate mortgage.

Dylan N., Seattle

The 5/5 Adjustable Rate Mortgage From BECU

Whether you are purchasing a new home or refinancing, a 5/5 ARM can provide you with the flexibility and payment stability that you are looking for.

How Does It Work?

  • Your payment will stay the same for the first five years of the loan. * 
  • After the initial rate, you rate may adjust every five years by no more than 2% each time. 
  • Your rate will never increase more than 5% above the initial rate for the life of the loan.

*Payment amount stability does not include amounts for impounds such as taxes or insurance.

The 5/5 ARM May Be Right Loan If You:

  • Plan on selling or refinancing your home in the next 5-10 years. 
  • Want to purchase your first home but are concerned about having cash on hand. 
  • Want peace of mind knowing that your rate will adjust every five years after the initial adjustment period instead of annually like with most ARMs.
  • Want to purchase more house with a lower initial monthly payment.

Interested in more information on the home refinancing process or additional strategies for reducing debt? Check out these tools and resources.

Rates Won’t Stay This Low for Long

Take advantage of BECU’s quick, no-hassle application—act today!