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Join BECU and You Could Earn $200

Apply Online

Open FREE BECU checking and savings accounts, and complete the required transactions, and you could earn $200.1

New Account Transaction Requirements

To qualify for the $200 bonus, you must keep your account open for at least 90 days and perform 10 qualifying actions2 within the first 30 days of joining:

  • Make purchases using your BECU debit or credit card.3
  • Write paper or electronic checks.
  • Make payments using bill pay.

Offer ends March 31, 2023.

Ready to join the credit union that puts people first? Apply online or in person today using promo code 23Q1CONV.

Apply Online

Apply online in as little as 10–15 minutes. Make sure you have the following information to complete your application:

  • Social Security number or Individual Taxpayer Identification Number
  • Valid U.S. government-issued ID such as a passport or state-issued driver's license or ID
  • Contact information, such as a street address and phone number. You may be asked to provide additional documentation such as a utility bill to validate your address.

Apply in Person

Prefer to apply in person? You can make an appointment at your local Neighborhood Financial Center.

BECU Member, Rolando A., testimonial: "I always assumed the default was the banks always taking advantage of you. Being in a credit union proved to me that there is an alternative."

Offer valid 1/9/2023 – 3/31/2023

1Redeemable at any BECU location and online. The promo code 23Q1CONV must be entered at time of application. BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code. New member may not be an existing member, must be 18 years or older, within BECU's field of membership, and be eligible to open and maintain membership. Not all applicants will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Savers accounts are not eligible to receive deposit bonuses. BECU employees are also not eligible to receive deposit bonuses. New member will receive the $200 bonus deposit to the open Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements within 30 days. Accounts must remain open and in good standing for at least 90 days. Bonus deposits will not be made to closed accounts. $200 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end. Other terms, limitations, and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time.

2To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. Members have 30 days from the time of account opening to complete ten (10) or more qualifying transactions. Qualifying transactions must be made using a BECU checking account or its connected BECU debit card, or a BECU credit card and include: ATM deposits, transfers, and withdrawals; online bill payments; paper or electronic check payments; international or domestic ACH withdrawals; international or domestic wire transfers; point of sale purchases; external or electronic deposits; investor interest deposits; Visa® credit card purchases and cash advances.

3BECU credit card subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Credit card programs, services, rates, terms, and conditions are subject to change without notice. Contact BECU for current information.