Membership Makes a Difference

Become a member and learn how you and a nonprofit of your choice can both get $150.

Join Today

Now through December 31 when you join BECU and meet the transaction requirements, you will get $150 and get an additional $150 to donate to a nonprofit you care about.

Offer Details

  1. Join BECU and open a checking and savings account using promo code 150GIVING.
  2. Make 10 qualifying transactions per month for three consecutive months2 within 120 days of joining.
  3. Get $150 for yourself and $150 for the nonprofit of your choice upon meeting the requirements.

Qualifying transactions can be made using either a BECU debit or credit card3.

Why Join BECU

  • No Monthly Maintenance Fee
  • No Minimum Balance
  • Nationwide access to 30,000+ surcharge free ATMs
  • Mobile Banking App with in-app secure messaging
  • Member-only discounts

Card Designs

When you join BECU, you'll have a wide range of debit card designs to choose from. If you apply for a credit card, you can also select from a variety of designs.

Debit Cards

KEXP Debit Card
Fund listener-powered music with every purchase you make using this card.
UW Debit Card
Proudly show the purple and gold in your wallet with the UW debit card.
Seahawks Debit Card
Choose the card created for the 12s—the official Seahawks debit card.
WSU Debit Card
Show your Coug Pride every time you pay with your WSU debit card.
BECU Debit Card
Choose the classic BECU design to show you're a card-carrying member.

Credit Cards

Visa
BECU Visa Credit Card
WSU Credit Card
BECU WSU Visa Credit Card
Cash Back Visa
BECU Cash Back Visa Credit Card
UW Visa
BECU UW Visa Credit Card

Eligibility FAQs

Non Profit FAQs

Qualifying Transactions

Qualifying transactions include the following:

  • Use a BECU debit or credit card to make a purchase, or
  • Write a check on your BECU account, or
  • Pay a bill using your BECU checking or savings account, or
  • Sign up for direct deposit with your employer or make a deposit into your BECU account

Offer valid 10/15/2020 to 12/31/2020.

1 Redeemable at any BECU location and online. The Promo Code 150GIVING must be entered at time of application. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. New member may not be an existing member, must be within BECU's field of membership, be age 18 or older, and be eligible to open and maintain membership. Not all applicants will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Accounts must remain open for 120 days. Business, Fiduciary, Zero-Dividend, HSA, and Early Savers accounts are not eligible to receive deposit bonuses. All full- and part-time employees of BECU, BECU Investment Services, Trust Services, contract/contingent (temp), and interns are ineligible to receive deposit bonuses while employed at BECU. New member will receive the $150 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts and meeting the transaction requirements. $150 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end.  Selected nonprofit will receive the $150 bonus deposit within 180 days of member meeting transaction requirements and making the nonprofit selection. If a member does not select a nonprofit to donate the $150 to, BECU will donate the $150 to a nonprofit organization of our choice. Donations will be made on behalf of the new member by BECU. No charitable receipt will be provided. Other terms, limitations, and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate or extend this offer at any time. This offer can't be combined with any other membership offer.

2 To meet the transaction requirements you must open and maintain active Member Share or Member Advantage savings and also a checking account. Members have 120 days from the time of account opening to complete (10) or more qualifying transactions for (3) consecutive months. Qualifying transactions include: ATM deposit, transfer, withdrawal and transfer debits; bill payment deposit; checks/electronic checks; international/domestic ACH withdrawals, international/domestic wire transfers, direct, check, point of sale, Mastercard, external or electronic deposit; investor interest, international/domestic ACH, POS, Mastercard, external and international/domestic wire transfer withdrawals; VISA purchases and cash advances. As of 10/14/2020, the APY for Member Share and Member Advantage Savings ranges from 0.02% to 1.00% depending on the balance, and the APY for checking accounts ranges from 0.01% to 1.00% depending on the balance.

3 Approval subject to BECU membership, credit approval and other underwriting criteria; not every applicant will qualify. Credit Card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information. Your APR will vary with the market based on the Prime Rate. Please refer to the Credit and Security Agreement for the terms and conditions, fees, and charges, and other information regarding your credit card account.