What differentiates credit unions from banks is how they are structured. Banks have customers, but credit unions have members. As a member you are also an owner in a cooperative financial institution. So, credit unions tend to provide its member/owners with better rates on services and products overall.
As a not-for-profit credit union, BECU puts people ahead of profit. So, it only makes sense that the BECU Visa® credit card represents one of the best credit card values in the country—with low rates, fewer fees, and more ways to earn and redeem points.