Business Line of Credit

Give Yourself a Lifeline

Business needs fluctuate, and can create fluctuating cash flow. Stay calm – and in the black – with a business line of credit from BECU, offering a ready source of funds for short-term needs. A line of credit can act as your lifeline: Fund last-minute inventory purchases, take advantage of invoice discounts for quick payment, set up overdraft protection or be prepared for unexpected operating expenses.

Line of Credit Benefits

  • Cash when you need it to operate your business

  • Low, competitive variable rates: No interest charges until you draw on the line of credit

  • Secured and unsecured options

  • Overdraft protection 

Tips for Applying

  1. Not yet a member? First join BECU 
  2. Decide how much you need. Choose either the Under $50,000 Application  or the $50,000+ Application 

  3. Be prepared with additional documents detailing your business's financial and tax history

Find the flexibility and funding you need with BECU Business Services – click, call, email or stop in today: 206-812-5140 or

Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.