Membership Offer

Rewarding Experience

It's better at a not-for-profit.

Open an Account

Member-Owners Get More

When you join BECU, you could receive $2001. Simply open a Member Share or Member Advantage savings and a checking account, and meet the below requirements2 within the first 30 days.

Utilization Requirements

Perform five or more of the following with your BECU checking account:

  • Make a purchase with your BECU Debit Mastercard®
  • Write a check or electronic check
  • Make a payment using bill pay

OR Make a deposit of $500 or more into your checking account

Debit Card

How to Apply

Must apply using promo code PARTNER200. Apply online to join BECU using the button below:

You can also make an appointment to apply in person at your nearest BECU location.

Why a credit union?

BECU started from with 18 people wanting to help one another. It only grew from there. That same "people helping people" spirit that we are founded on drives us today. When you join BECU, you remain part of a co-op, where profits are returned to the membership to help your finances do more.

Member Benefits

Ways that you benefit as a member-owner are numerous. Profits go back to the membership via reduced loan rates, free seminars and webinars, fewer fees, member-tailored products and other benefits.

30,000+ ATMs

You also benefit from other credit unions helping each other: BECU participates in the CO-OP Network, a massive network of credit unions that allow their fellow members free access to financial centers and 30,000+ ATMs. Need to see someone in Portland, Oregon? No problem. Just visit a CO-OP Network credit union. Want to grab some cash in Portland, Maine? Sure thing: stop by a CO-OP Network ATM.

People over Profit

BECU emphasizes community involvement, offering grants, scholarships, and sponsorships wherever our members work and live.

In the past few years alone, BECU has introduced:

We just think it's a better way to manage your money.

Offer valid 7/1/2019 to 9/30/2019

Redeemable at any BECU location and online. The Promo Code PARTNER200 must be entered at time of application. Offer is not valid without the promo code.

1$200 Member Incentive. Offer available to Alaska Air Group employees and affiliates, Amazon employees, Boeing employees and affiliates, Greater Spokane Valley Chamber of Commerce members, King County employees, MultiCare employees, and Passport Affinity members only. Affiliates are defined as: retirees and spouses/domestic partners of current and retired employees. Member may not be an existing member and must be age 18 and older. New members who are rejoining and have had a membership relationship with BECU in the last 12 months do not qualify. New member must maintain a Member Share or Member Advantage savings account, open a checking account and meet the account utilization requirements. Accounts must remain open for 90 days. Other terms, limitations, and conditions may apply. Check with BECU for current Annual Percentage Yield (APY) of accounts. New member will receive the $200 bonus deposit to their Member Share/Member Advantage savings account within 120 days of opening qualifying accounts and meeting the utilization requirements and will be reported for the new member as interest income to the IRS on IRS Form 1099-INT at year-end. The Member Share/Member Advantage accounts must be open and in good standing at the time of the bonus deposit. This offer cannot be combined with other offers. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.

2Account requirement must be met within the first 30 days after establishing membership. To meet the utilization requirement you must open and maintain a Member Share or Member Advantage savings account and also a checking account. You must complete five or more qualifying transactions in a rolling month OR deposit transactions of $500 or more in a rolling month in your new checking account or Member Advantage checking account. Checking transaction, POS withdrawals, international ACH withdrawal, ATM transfer debit, electronic check, ATM withdrawal, check and external withdrawal are defined as qualifying transactions. External deposit, ATM deposit, ATM transfer credit, new account deposit, and international ACH transaction deposit are defined as qualifying deposits.