Student Loans
Explore loan options for current and graduated students.
Private Student Loans
You're an incoming or current college student who needs to supplement financial aid to cover the costs of attending school.
- Rates as low as 8.47% APR.1
- APR Effective 4/1/2024.
Refinance Student Loans
You're a college graduate or guardian of a graduate interested in refinancing or consolidating current, existing federal and private loans.
- Rates as low as 6.99% APR.2
- Parents or guardians are eligible to refinance PLUS loans or private student loans for dependents.
- APR Effective 4/1/2024.
BECU Student Loans
BECU partners with LendKey, a nationally recognized student loan provider.
- Access competitive rates.
- Explore flexible payment plans.
- Learn about loan options to meet borrowers' needs.
Eligibility
To qualify, applicants must meet credit and underwriting criteria and also:- Have a BECU membership (it's free to join).1
- Be a current student or graduate of an eligible community college, undergraduate, or graduate school.
- Be a legal adult in the state where they reside (age 18 in most states).
- Have a valid Social Security number (SSN). U.S. citizenship is not a requirement.
Manage Existing BECU Student Loans
- For loans opened in 2019 or later, visit LendKey or call 866-291-6868.
- For Loans opened prior to 2019, visit UAS Connect, or call 877-530-9782.
Student Loan Frequently Asked Questions
Questions? We have answers.
For specific student loan questions, contact LendKey at (866) 291-6868 or becu@lendkey.com.
1Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term and loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Loan program including rates, terms, and conditions are subject to change without notice.
2All rates shown include an automatic payment discount of 0.25%. If the automatic payment is canceled any time after enrollment, the rate reduction will be discontinued. This rate reduction may be suspended during any period of forbearance or deferment.