YOU'VE MADE THE COMMITMENT TO BUY A HOME... WHAT'S NEXT? THE KEY TO A SMOOTH HOME-BUYING PROCESS IS TO KNOW WHAT YOU CAN AFFORD AND WHAT KINDS OF COSTS YOU'LL SEE ALONG THE WAY.
TARGET HOME PRICE:
TARGET LOAN AMOUNT:*
*Before applying for a home loan, review your credit report and check your credit score. Did you know that BECU members can access their credit score for free? Just log in to your Online Banking on BECU.org.
You’re also legally eligible to receive a free, annual copy of your credit report from each credit bureau—check out annualcreditreport.com. (You’ll have to pay a nominal fee for the report to include your credit score.)
Lenders use your credit score and the information on your credit report to determine whether you qualify for a loan and what interest rate to offer you. Make sure there are no unpleasant surprises or errors on your report.
Learn more about loans you qualify for HERE.